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section-604

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mizcausevic-dev / financial-decision-record-audit-stream-reference

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AGPL-3.0 reference impl of FinTech audit-stream. 2 orthogonal invariants: FCRA §604 permissible-purpose on every credit-bureau pull + human-credit-officer on adverse recommendations (Reg B + FCRA §615 + CFPB Circular 2023-03). Runs Meridian × CreditMind v4.x trajectory end-to-end.

fintech reference-implementation cfpb fcra credit-decisioning kinetic-gain-protocol-suite audit-stream ecoa-reg-b section-604
  • Updated May 31, 2026
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