Java/Spring Boot reference architecture for joint AI-driven ACH payment decisioning. Sub-100µs inference. 220× faster than gradient-boosted baselines.
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May 5, 2026 - Java
Java/Spring Boot reference architecture for joint AI-driven ACH payment decisioning. Sub-100µs inference. 220× faster than gradient-boosted baselines.
FinTech AI Incident Card profile. 15 event types + 4-tier severity + 9 regulator-referral pathways with evaluation-state tracking. Covers CFPB + FCRA + UDAAP + OCC/FRB/FDIC MRA + Section 1071 + BSA/AML + FinCEN + state banking-regulator + class-action filings.
Research and diagnostic data documenting how historical disinformation, when encoded into AI and financial algorithms, ceases to be a narrative and becomes a Systemic Risk Contagion. Using the cannabis industry as a high-fidelity case study for model recalibration in emerging and stigmatized markets.
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