feat: use XDG_CONFIG_HOME - #80

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/checkout@v4, actions/setup-go@v5, extractions/setup-crate@4993624604c307fbca528d28a3c8b60fa5ecc859. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/