Revert "feat(card): show settlement adjustments + next-deposit deduction banner"

src/components/Card/YourCardScreen.tsx

@@ -15,7 +15,6 @@ import LockCardModal from '@/components/Card/LockCardModal'
 import { shouldShowAutoRenewBanner, daysUntilExpiry } from '@/components/Card/cardExpiry.utils'
 import { useCardReveal } from '@/hooks/useCardReveal'
 import { useWalletPlatform } from '@/hooks/useWalletPlatform'
-import { cardBalanceDueCents } from '@/utils/balance.utils'
 import { copyTextToClipboardWithFallback } from '@/utils/general.utils'
 import type { RainCardOverview, RainCardSummary } from '@/services/rain'
 
@@ -27,7 +26,7 @@ interface Props {
     onPrev?: () => void
 }
 
-const YourCardScreen: FC<Props> = ({ overview, card, onPrev }) => {
+const YourCardScreen: FC<Props> = ({ card, onPrev }) => {
     const [autoRenewDismissed, setAutoRenewDismissed] = useState(false)
     const [action, setAction] = useQueryState('action', parseAsStringEnum<CardAction>(['lock', 'unlock', 'cancel']))
     const { revealed, isLoading: isRevealing, error: revealError, toggle } = useCardReveal({ cardId: card.id })
@@ -41,7 +40,6 @@ const YourCardScreen: FC<Props> = ({ overview, card, onPrev }) => {
     const closeAction = () => void setAction(null)
     const showAutoRenew = !autoRenewDismissed && shouldShowAutoRenewBanner(card.expiryMonth, card.expiryYear)
     const daysLeft = daysUntilExpiry(card.expiryMonth, card.expiryYear)
-    const balanceDueCents = cardBalanceDueCents(overview.balance?.spendingPower)
 
     const handleCopy = useCallback(
         (value: string, field: 'pan' | 'cvv') => {
@@ -90,15 +88,6 @@ const YourCardScreen: FC<Props> = ({ overview, card, onPrev }) => {
                 </div>
             )}
 
-            {balanceDueCents > 0 && (
-                <InfoCard
-                    variant="warning"
-                    icon="credit-card"
-                    title={`$${(balanceDueCents / 100).toFixed(2)} will be debited based on your next deposit`}
-                    description="A recent card payment ended up higher than the amount held at checkout. This happens with tips or updated totals. We'll cover the difference automatically."
-                />
-            )}
-
             <InfoCard
                 variant="info"
                 icon="credit-card"

src/components/TransactionDetails/TransactionCard.tsx

@@ -174,16 +174,6 @@ const TransactionCard: React.FC<TransactionCardProps> = ({
     const isDeclinedCardSpend =
         status === 'failed' && isCardPaymentEntry(transaction) && !transaction.extraDataForDrawer?.cardPayment?.isRefund
 
-    // Settlement cleared at a different amount than authorized (tip / FX
-    // true-up) — flag the row so the balance impact isn't invisible in the
-    // feed; the receipt carries the authorized/adjustment breakdown. Refunds
-    // excluded like isDeclinedCardSpend above — a refund-auth that clears at
-    // a different amount would otherwise render "Refund · Adjusted".
-    const isAdjustedCardSpend =
-        isCardPaymentEntry(transaction) &&
-        Boolean(transaction.extraDataForDrawer?.cardPayment?.settlementAdjusted) &&
-        !transaction.extraDataForDrawer?.cardPayment?.isRefund
-
     return (
         <>
             {/* the clickable card */}
@@ -254,7 +244,6 @@ const TransactionCard: React.FC<TransactionCardProps> = ({
                                           : getActionText(type, status)}
                                 </span>
                                 {status && <StatusPill status={status} />}
-                                {isAdjustedCardSpend && <span>· Adjusted</span>}
                             </div>
                         </div>
                     </div>

src/components/TransactionDetails/TransactionDetailsReceipt.tsx

@@ -58,7 +58,6 @@ import { buildSplitBillRequestUrl } from './splitBill.utils'
 import { CardPaymentRows } from './provider-rows/CardPaymentRows'
 import { LocalRailNudge } from './provider-rows/LocalRailNudge'
 import { CardUsdAbroadNotice } from './provider-rows/CardUsdAbroadNotice'
-import { CardAdjustmentNotice } from './provider-rows/CardAdjustmentNotice'
 import { MantecaDepositInfo } from './provider-rows/MantecaDepositInfo'
 import { BridgeDepositInstructions } from './provider-rows/BridgeDepositInstructions'
 import { CancelDepositActions } from './provider-actions/CancelDepositActions'
@@ -639,12 +638,6 @@ export const TransactionDetailsReceipt = ({
                 </div>
             </Card>
 
-            {/* Over-capture explainer — the words for the Initial hold /
-                Adjustment rows in the details card and the merchant-recourse
-                path. First of the notices: it explains THIS receipt's numbers;
-                the others nudge future behavior. */}
-            {!isPublic && <CardAdjustmentNotice transaction={transaction} />}
-
             {/* Local-rail nudge — card spends in a country with a cheaper
                 first-party rail (AR → QR, BR → Pix). Self-gates: renders
                 nothing for other countries / non-card-spend transactions.

src/components/TransactionDetails/__tests__/TransactionCard.test.tsx

@@ -130,35 +130,3 @@ describe('TransactionCard — clickable counterparty name', () => {
         expect(openTransactionDetails).toHaveBeenCalledTimes(1)
     })
 })
-
-/** A Rain card spend row; `cardPayment` overrides shape the flag cases. */
-function cardSpendTx(cardPayment: Record<string, unknown>): TransactionDetails {
-    const tx = eligibleTx()
-    ;(tx.extraDataForDrawer as Record<string, unknown>).cardPayment = {
-        merchantName: 'Savannah Taphouse',
-        isRefund: false,
-        settlementAdjusted: false,
-        ...cardPayment,
-    }
-    return tx
-}
-
-// The '· Adjusted' feed flag — settlement cleared at a different amount than
-// authorized. Refunds are excluded even when the BE forwards the flag on a
-// negative-auth refund clear (they'd read "Refund · Adjusted" otherwise).
-describe('TransactionCard — settlement-adjusted flag', () => {
-    it('shows · Adjusted for an adjusted card spend', () => {
-        renderCard(cardSpendTx({ settlementAdjusted: true }))
-        expect(screen.getByText('· Adjusted')).toBeInTheDocument()
-    })
-
-    it('hides it for a non-adjusted card spend', () => {
-        renderCard(cardSpendTx({ settlementAdjusted: false }))
-        expect(screen.queryByText('· Adjusted')).not.toBeInTheDocument()
-    })
-
-    it('hides it for an adjusted card REFUND', () => {
-        renderCard(cardSpendTx({ settlementAdjusted: true, isRefund: true }))
-        expect(screen.queryByText('· Adjusted')).not.toBeInTheDocument()
-    })
-})

src/components/TransactionDetails/provider-rows/CardPaymentRows.tsx

@@ -6,7 +6,7 @@ import { PaymentInfoRow } from '@/components/Payment/PaymentInfoRow'
 import { type DisputeStatus, type TransactionDetails } from '@/components/TransactionDetails/transactionTransformer'
 import { friendlyDeclineReason } from '@/utils/cardDeclineReason'
 import { getFlagUrl } from '@/constants/countryCurrencyMapping'
-import { extractMerchantIso2, parseCents } from '@/components/TransactionDetails/transaction-details.utils'
+import { extractMerchantIso2 } from '@/components/TransactionDetails/transaction-details.utils'
 
 /** Strings from Rain's sandbox arrive whitespace-padded ("  ", " - ") and
  *  legacy intents in the DB pre-date the backend cleanField pass — treat any
@@ -19,6 +19,14 @@ function nonBlank(value: string | null | undefined): string | null {
     return trimmed
 }
 
+/** Parse a cents amount and reject NaN / Infinity / null up-front so the
+ *  drawer never renders "Charged in NaN EUR". */
+function parseCents(value: string | null | undefined): number | null {
+    if (value == null) return null
+    const n = Number(value)
+    return Number.isFinite(n) ? n : null
+}
+
 /**
  * Friendly copy for the dispute status row. The drawer shows ONE row labeled
  * "Dispute" with the status-mapped text. Keep terminal-state copy actionable:
@@ -142,28 +150,15 @@ export function CardPaymentRows({
     }
 
     // Spec §4.6 — settled amount differs from the original auth (overcapture,
-    // tip, partial capture). Break out the hold vs the delta so the math is
-    // explicit. "Initial hold" over "Authorized": hold is the one card term
-    // users already know (hotels, gas stations). The words — examples and the
-    // merchant-recourse path — live in CardAdjustmentNotice below the details
-    // card, visible instead of behind an info-icon tooltip nobody opens.
+    // tip, partial capture). Show the original auth amount as a hint.
     if (card.settlementAdjusted) {
         const authCents = parseCents(card.authAmount)
-        const settledCents = parseCents(card.settledAmount)
         if (authCents != null) {
             subRows.push({
-                key: 'initialHold',
-                label: 'Initial hold',
+                key: 'adjustedFrom',
+                label: 'Original amount',
                 value: `$${(authCents / 100).toFixed(2)}`,
             })
-            if (settledCents != null && settledCents !== authCents) {
-                const deltaCents = settledCents - authCents
-                subRows.push({
-                    key: 'settlementAdjustment',
-                    label: 'Adjustment',
-                    value: `${deltaCents > 0 ? '+' : '-'}$${(Math.abs(deltaCents) / 100).toFixed(2)}`,
-                })
-            }
         }
     }