optiFinance simplifies decentralized finance (DeFi) by leveraging AI or DeFAI, smart contracts, and an innovative Agent Wallet system managed by AI to automate portfolio management and optimize returns.
The process begins when a user connects their crypto wallet (e.g., MetaMask, WalletConnect) to the optiFinance platform. This secure connection allows the platform to interact with the user’s assets while maintaining full control of private keys within the user’s primary wallet.
Upon connecting their wallet, users generate an Agent Wallet, which is uniquely tied to their primary wallet. This Agent Wallet serves as the foundation for automation within the platform:
- Executes transactions on behalf of the user, such as signing and rebalancing portfolios automatically.
- Each user can only have one Agent Wallet, ensuring transparency and preventing misuse.
- Eliminates manual approvals for staking, swapping, and rebalancing.
- Uses MPC (Multi-Party Computation) technology via the Coinbase SDK for secure and trustless transaction signing, maintaining full control of private keys.
Users complete a questionnaire to assess their risk tolerance and financial goals. Based on responses, the platform categorizes users into one of three risk profiles:
- 🟢 Conservative: Stablecoin-focused strategies prioritizing capital preservation.
- 🟡 Balanced: A mix of stablecoins and top-tier cryptocurrencies.
- 🔴 Aggressive: High-yield, speculative asset strategies.
Using advanced AI algorithms, optiFinance analyzes the questionnaire responses and assigns a risk category: Low, Medium, or High.
- 🟢 Conservative: Stablecoins (e.g., USDC, USDT, DAI) in low-risk protocols like Compound, AAVE, Curve Finance.
- 🟡 Balanced: 50% stablecoins, 50% top-tier cryptos (BTC, ETH, SOL, BNB), targeting high APY opportunities.
- 🔴 Aggressive: High APY protocols with speculative coins and volatile assets.
⚠️ For hackathon development: Fund allocation is subject to change based on protocol integrations and market conditions.
- Tokens required for the chosen strategy are staked automatically through the Agent Wallet.
- If the user doesn’t have the required tokens, they can be swapped within the platform.
- Tokens are transferred to the Agent Wallet, which stakes them in DeFi protocols seamlessly.
Users can track investments via the Dashboard, displaying:
- 💰 Total Investment Amount
- 📈 Profit and Loss Metrics
- 📊 Asset Allocation Breakdown
- 🔄 Transaction History
- ✅ Withdrawals: Funds are returned to the user’s primary wallet anytime they choose to liquidate their position.
optiFinance dynamically rebalances portfolios using real-time market data, ensuring optimal risk-adjusted returns:
- 🔵 During volatility: AI may shift assets to lower-risk strategies for capital preservation.
- 🟠 When high-yield opportunities arise: AI reallocates funds to maximize APY while staying within the user’s risk tolerance.
This ensures that portfolios are always optimized for maximum yield while aligning with financial goals.
- 🔐 Agent Wallet Keys: Stored on a local VPS server (pending OPSEC implementation).
- 🪙 Mock Tokens: Used to simulate transactions and interactions within the platform.
This project is licensed under the MIT License.
🌐 Website: https://opti-finance.vercel.app/
🔥 Empowering DeFi with AI & Automation! 🚀