US-010 - Process Payment for Certification

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User Story
As a student, I want to process payment for certification so that I can receive an official credential after completing a course.

Acceptance Criteria

• Payment gateway processes successfully/fails gracefully
• Status updated

Details

• Priority: Medium
• MoSCoW: Could-have
• Story Points: 5
• Traceability: FR-010 + UC: Process Payment

Tasks

• Integrate payment gateway
• Handle success/failure
• Update certification status
• Write tests