chore: 이슈/PR 템플릿 + 라벨 자동화

[ginaseo]

요약

• 이슈 템플릿 2개(버그/기능) — 제목 prefix + labels 기본값 + 기능설명/작업내용/참고문서 3섹션
• PR 템플릿 — 요약/테스트/참고문서
• 제목 prefix(feat:/fix:/docs:) 보고 기존 라벨(enhancement/bug/documentation) 자동 부착하는 GitHub Action

테스트

워크플로는 머지 후 실제 이슈/PR 열어서 라벨 자동부착 확인 필요(로컬 테스트 불가)

참고문서

• 이슈 컨벤션: [[passflow-issue-conventions]] (Claude 메모리)

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📥 Commits

Reviewing files that changed from the base of the PR and between 4bcb629 and f30bda3.

📒 Files selected for processing (4)

• .github/ISSUE_TEMPLATE/bug_report.md
• .github/ISSUE_TEMPLATE/feature_request.md
• .github/pull_request_template.md
• .github/workflows/label-by-title.yml

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