MXWise is a production-ready, white-label Wise clone: a complete neobank with multi-currency accounts, cards, KYC/AML, and admin console — delivered with 100% source code ownership in 6 working days.
🏦 See it running before you talk to anyone. Live user app, admin console, and compliance dashboard — demo credentials are printed on the solution page. No sales call required.
| Environment | URL | What you can test |
|---|---|---|
| 📱 User App | mas.mimeld.com | Accounts, transfers, cards, payments, statements |
| 🌐 Web Banking | mxwise.mimeld.com | Full banking experience in the browser |
| 🛡️ Compliance Console | Solution page → Demo | KYC/AML, transaction monitoring, reports |
| 🛠️ Admin Dashboard | Solution page → Demo | Users, accounts, fees, reports, cards |
Demo credentials for all environments: miracuves.com/wise-clone → Demo section
Most banking scripts stop at "send + receive." This platform ships with the features that actually run a licensed fintech business:
- KYC/AML Built In — passport + selfie + liveness verification with sanctions screening and ongoing transaction monitoring — same stack neobanks use to get licensed
- Multi-Currency Core — 40+ currencies with real exchange rates, multi-currency cards, and FX-hedged wallets — Revolut's core playbook
- Issuing-as-a-Service Ready — Visa and Mastercard BIN sponsorship partners pre-integrated — launch a card product without licensing the bank yourself
- Open Banking & PSD2 — PSD2/Open Banking aggregators pre-integrated — accounts aggregation, instant payments, SCA flows ready
- Programmable Ledger — double-entry ledger built for fintech with reconciliation, holds, reversals, and audit — what Stripe & Plaid run on
User: multi-currency accounts · domestic & international transfers · debit/credit cards · bill payments · savings goals · statements · biometric login · fraud alerts
Compliance: KYC/AML onboarding · sanctions screening · transaction monitoring · SAR/CTF reporting · audit trail · jurisdiction-aware controls
Admin: user management · account lifecycle · fee schedule · card issuance · dispute resolution · analytics reports
flowchart LR
A[User App<br/>Flutter]
B[Web Banking<br/>Responsive]
W[Compliance Console]
AD[Admin Dashboard]
A --> G[REST API<br/>Java/Node]
B --> G
W --> G
AD --> G
G --> DB[(PostgreSQL<br/>Double-Entry Ledger)]
G --> KYC[KYC Provider<br/>Jumio/Onfido]
KYC --> A
G --> CARD[Card Issuer<br/>Stripe/Marqeta]
G --> BANK[Banking Rails<br/>SWIFT/ACH/SEPA]
Stack: Java Spring Boot or Node.js backend · Flutter mobile apps (Android + iOS) · PostgreSQL with double-entry ledger · Redis for caching · Stripe / Marqeta for card issuing · SWIFT, ACH, SEPA, UPI, IMPS, card networks
- ✅ Full source code — backend, web, mobile apps, panels (no encryption, no license locks)
- ✅ Deployment to your servers & app store submission assistance
- ✅ Your branding — white-label rename, logo, colors, domain
- ✅ 60 days post-launch support + 12 months of free updates
- ✅ Documentation & handover
Pricing: from $21,999, transparent on the solution page — no "contact us for quote" games.
Custom neobanks run $300k–$2M and 9–24 months. A proven white-label base gets you to market in 6 working days for a fraction of that, with your budget preserved for licensing, compliance, and marketing.
- 📖 Wise Clone — Full Solution Page (features, pricing, demos, FAQ)
- 💰 How Much Does a Neobank Cost in 2026? pricing breakdown & what's included
- 📝 Best Wise Clone Script in 2026 features, pricing & launch guide
- 🧠 KYC/AML Stack for Licensed Fintechs providers, flows, ongoing monitoring
- ✅ Miracuves Facts & Claims Ledger every claim we make, verified
Miracuves Solutions builds white-label clone apps and custom software from Mumbai, India — 90+ ready-made solutions, live demos for every product, transparent pricing, and delivery in 6 working days. Operating since 2010.
Talk to us: WhatsApp · Schedule a consultation · miracuves.com
This repository is a product overview. The full source code is delivered to clients on purchase — see what’s included. For a hands-on evaluation, use the live demos above; credentials are public on the solution page.
Keywords: wise clone, wise clone script, digital banking, neobank, fintech platform, white label banking, KYC AML, Flutter banking app, Node.js fintech