feat(billing): apply claim-backed effective plan limits

CHANGELOG.md

@@ -22,6 +22,10 @@ and this project adheres to [Semantic Versioning](https://semver.org/spec/v2.0.0
 
 ### Security
 
+- Applied current durable Stripe entitlement claims to project/member limit
+  authorization without mutating `orgs.plan`: one unexpired tenant-owned claim
+  unlocks Pro limits, expiry or a revoke head re-locks them, foreign claims are
+  isolated, and missing claim storage never manufactures paid authority.
 - Persist deterministic Stripe entitlement-policy decisions as append-only,
   tenant-bound claim evidence with optimistic previous-decision concurrency,
   automatic current Subscription/Invoice evidence selection, exact source

docs/doctoring/stripe-effective-plan-authorization.md

@@ -0,0 +1,50 @@
+# Claim-backed effective plan authorization
+
+## Status and authority
+
+**Status: active stacked PR evidence, not protected-`develop` shipped truth.**
+
+This bounded #488 slice is stacked on the transactional entitlement-claim ledger. Protected `develop` remains shipped authority until the prerequisite billing stack is independently reviewed and integrated.
+
+The slice applies durable Stripe claim state to ScopeWeave's existing project/member plan-limit authorization. It does not change membership roles, authentication, Stripe provider state, claim derivation, or `orgs.plan` persistence.
+
+## Buyer objective
+
+A durable paid claim is not commercially useful if product limits still read only the legacy `orgs.plan` column. Conversely, copying Stripe state into that column would destroy provenance and make revocation/recovery ambiguous. ScopeWeave therefore resolves an **effective access plan** at the resource-limit boundary without mutating the stored plan.
+
+`effectivePlanOf` in `server/billing.mjs` treats an explicit stored `pro` plan as a manual/legacy non-Stripe override. Otherwise, an organization receives Pro limits only while at least one current Stripe entitlement claim head for that exact organization is both `entitled = 1` and has `valid_until_sec` strictly greater than the current epoch second.
+
+When that claim expires or the current head advances to a revoke/deny claim, the organization automatically returns to its stored Free limits. No plan-row rewrite or compensating revocation mutation is required.
+
+## Tenant and failure boundary
+
+The claim query joins current claim head → decision → Subscription → Customer → organization and filters on the exact server-owned organization ID. A claim from another tenant cannot unlock this organization.
+
+The helper validates a positive safe-integer organization ID, a SQLite-like database boundary, and a non-negative safe-integer clock before entitlement lookup. Claim-table absence or read failure does not manufacture paid authority: resolution fails closed to the explicit stored plan. This permits rolling schema deployment and incident containment without turning persistence failure into Pro access.
+
+An explicit stored Pro plan remains independent of Stripe claim-table health. This preserves pre-existing/manual commercial authority and avoids silently revoking a non-Stripe contract during Stripe reconciliation incidents.
+
+## Resource-limit application
+
+`wouldExceed` now evaluates project/member limits from `effectivePlanOf`. Existing callers require no new browser-provided authority and cannot supply claim IDs. Consequently:
+
+- Free organizations at their current limit remain blocked without a claim;
+- one unexpired tenant-owned claim unlocks Pro's unlimited project/member limits;
+- exact expiry re-locks the limits;
+- a later false/revoked current claim re-locks immediately;
+- a foreign-tenant claim has no effect; and
+- stored Pro remains unlimited even if claim tables are absent.
+
+This is an authorization application, but it is intentionally narrow: it governs the existing commercial resource limits only. A later UI/API truth-status slice should surface claim-backed effective billing status so buyers see the same authority the server enforces.
+
+## TDD and rollback
+
+Test-only commit introduces `tests/unit/billing-effective-plan.test.mjs` before production changes and requires claim-backed unlock, expiry/revoke re-lock, tenant isolation, stored-Pro override, fail-closed missing-table behavior, and bounded authority inputs. The production change keeps `server/billing.mjs` in the existing canonical c8 producer and registers the focused regression in normal unit CI and coverage cases.
+
+Rollback restores `wouldExceed` to stored-plan-only behavior and removes the effective-plan regression, doctoring record, and matching Unreleased changelog entry. It does not alter claim evidence or require a database migration.
+
+## References
+
+SQLite. (n.d.). *SELECT*. https://www.sqlite.org/lang_select.html
+
+Stripe. (n.d.). *The Subscription object*. Stripe API Reference. https://docs.stripe.com/api/subscriptions/object

package.json

@@ -13,9 +13,9 @@
     "coverage": "npm run test:coverage",
     "server": "node server/server.mjs",
     "test:api": "node tests/api/auth-secret.test.mjs && node --env-file=tests/api/smoke.env tests/api/smoke.mjs && node tests/api/ratelimit.test.mjs && node tests/api/attachment-status.test.mjs && node tests/api/session-revocation.test.mjs && node tests/api/orchestrator-attribution.test.mjs && node tests/api/billing-checkout.test.mjs && node tests/api/billing-live-checkout.test.mjs && node tests/api/stripe-webhook.test.mjs",
-    "test:unit": "node tests/unit/opencode-config.test.mjs && node tests/unit/changelog-release-notes.test.mjs && node tests/unit/analytics.test.mjs && node tests/unit/cpm.test.mjs && node tests/unit/baseline-compare.test.mjs && node tests/unit/workload.test.mjs && node tests/unit/cost-evm.test.mjs && node tests/unit/msproject.test.mjs && node tests/unit/auth-password.test.mjs && node tests/unit/editor-unsaved.test.mjs && node tests/unit/static-coverage-evidence.test.mjs && node tests/unit/dep-types.test.mjs && node tests/unit/weekly-report.test.mjs && node tests/unit/clearfolio.test.mjs && node tests/unit/clearfolio-adapter-mock-hmac.test.mjs && node tests/unit/orchestrator.test.mjs && node tests/unit/orchestrator-coverage.test.mjs && node tests/unit/orchestrator-attribution.test.mjs && node tests/unit/sprint-stats.test.mjs && node tests/unit/burndown.test.mjs && node tests/unit/pm-analysis.test.mjs && node tests/unit/cloud-sync-security.test.mjs && node tests/unit/attachment-status.test.mjs && node tests/unit/clearfolio-status-signal.test.mjs && node tests/unit/coverage-script-contract.test.mjs && node tests/unit/billing-configuration.test.mjs && node tests/unit/billing-checkout-attempt.test.mjs && node tests/unit/billing-checkout-attempt-authority.test.mjs && node tests/unit/billing-checkout-reconciliation.test.mjs && node tests/unit/billing-checkout-reconciliation-authority.test.mjs && node tests/unit/billing-checkout.test.mjs && node tests/unit/billing-provider-boundary.test.mjs && node tests/unit/billing-checkout-review-regressions.test.mjs && node tests/unit/stripe-webhook-boundary.test.mjs && node tests/unit/stripe-webhook-event-ledger.test.mjs && node tests/unit/stripe-webhook-recorder-integration.test.mjs && node tests/unit/stripe-subscription-provider.test.mjs && node tests/unit/stripe-subscription-metadata-propagation.test.mjs && node tests/unit/stripe-subscription-observation-ledger.test.mjs && node tests/unit/stripe-subscription-current-projection.test.mjs && node tests/unit/stripe-entitlement-policy.test.mjs && node tests/unit/stripe-entitlement-policy-edge.test.mjs && node tests/unit/stripe-entitlement-policy-duplicate-claims.test.mjs && node tests/unit/stripe-invoice-provider.test.mjs && node tests/unit/stripe-invoice-provider-edge.test.mjs && node tests/unit/stripe-invoice-observation-ledger.test.mjs && node tests/unit/stripe-invoice-current-projection-package-contract.test.mjs && node tests/unit/stripe-invoice-current-projection.test.mjs && node tests/unit/stripe-entitlement-claim-package-contract.test.mjs && node tests/unit/stripe-entitlement-claim-ledger.test.mjs && node tests/unit/toast-accessibility.test.mjs",
+    "test:unit": "node tests/unit/opencode-config.test.mjs && node tests/unit/changelog-release-notes.test.mjs && node tests/unit/analytics.test.mjs && node tests/unit/cpm.test.mjs && node tests/unit/baseline-compare.test.mjs && node tests/unit/workload.test.mjs && node tests/unit/cost-evm.test.mjs && node tests/unit/msproject.test.mjs && node tests/unit/auth-password.test.mjs && node tests/unit/editor-unsaved.test.mjs && node tests/unit/static-coverage-evidence.test.mjs && node tests/unit/dep-types.test.mjs && node tests/unit/weekly-report.test.mjs && node tests/unit/clearfolio.test.mjs && node tests/unit/clearfolio-adapter-mock-hmac.test.mjs && node tests/unit/orchestrator.test.mjs && node tests/unit/orchestrator-coverage.test.mjs && node tests/unit/orchestrator-attribution.test.mjs && node tests/unit/sprint-stats.test.mjs && node tests/unit/burndown.test.mjs && node tests/unit/pm-analysis.test.mjs && node tests/unit/cloud-sync-security.test.mjs && node tests/unit/attachment-status.test.mjs && node tests/unit/clearfolio-status-signal.test.mjs && node tests/unit/coverage-script-contract.test.mjs && node tests/unit/billing-configuration.test.mjs && node tests/unit/billing-effective-plan.test.mjs && node tests/unit/billing-effective-plan-bootstrap.test.mjs && node tests/unit/billing-checkout-attempt.test.mjs && node tests/unit/billing-checkout-attempt-authority.test.mjs && node tests/unit/billing-checkout-reconciliation.test.mjs && node tests/unit/billing-checkout-reconciliation-authority.test.mjs && node tests/unit/billing-checkout.test.mjs && node tests/unit/billing-provider-boundary.test.mjs && node tests/unit/billing-checkout-review-regressions.test.mjs && node tests/unit/stripe-webhook-boundary.test.mjs && node tests/unit/stripe-webhook-event-ledger.test.mjs && node tests/unit/stripe-webhook-recorder-integration.test.mjs && node tests/unit/stripe-subscription-provider.test.mjs && node tests/unit/stripe-subscription-metadata-propagation.test.mjs && node tests/unit/stripe-subscription-observation-ledger.test.mjs && node tests/unit/stripe-subscription-current-projection.test.mjs && node tests/unit/stripe-entitlement-policy.test.mjs && node tests/unit/stripe-entitlement-policy-edge.test.mjs && node tests/unit/stripe-entitlement-policy-duplicate-claims.test.mjs && node tests/unit/stripe-invoice-provider.test.mjs && node tests/unit/stripe-invoice-provider-edge.test.mjs && node tests/unit/stripe-invoice-observation-ledger.test.mjs && node tests/unit/stripe-invoice-current-projection-package-contract.test.mjs && node tests/unit/stripe-invoice-current-projection.test.mjs && node tests/unit/stripe-entitlement-claim-package-contract.test.mjs && node tests/unit/stripe-entitlement-claim-ledger.test.mjs && node tests/unit/toast-accessibility.test.mjs",
     "test:coverage": "c8 --all --include=app.js --include=cloud-sync.js --include=scripts/ci/static_coverage_evidence.mjs --include=server/attachment_status.mjs --include=server/app.mjs --include=server/application_routes.mjs --include=server/auth.mjs --include=server/billing.mjs --include=server/billing_checkout_attempt.mjs --include=server/billing_configuration.mjs --include=server/clearfolio.mjs --include=server/orchestrator.mjs --include=server/stripe_webhook.mjs --include=server/stripe_webhook_event_ledger.mjs --include=server/stripe_subscription_provider.mjs --include=server/stripe_subscription_observation_ledger.mjs --include=server/stripe_subscription_current_projection.mjs --include=server/stripe_entitlement_policy.mjs --include=server/stripe_invoice_provider.mjs --include=server/stripe_invoice_observation_ledger.mjs --include=server/stripe_invoice_current_projection.mjs --include=server/stripe_entitlement_claim_ledger.mjs --reporter=json --reporter=json-summary npm run test:coverage:cases",
-    "test:coverage:cases": "node tests/unit/coverage-script-contract.test.mjs && node tests/unit/attachment-status.test.mjs && node tests/unit/clearfolio-status-signal.test.mjs && node tests/unit/clearfolio-adapter-mock-hmac.test.mjs && node tests/unit/orchestrator.test.mjs && node tests/unit/orchestrator-coverage.test.mjs && node tests/unit/orchestrator-attribution.test.mjs && node tests/unit/msproject.test.mjs && node tests/unit/auth-password.test.mjs && node tests/unit/editor-unsaved.test.mjs && node tests/unit/static-coverage-evidence.test.mjs && node tests/unit/billing-configuration.test.mjs && node tests/unit/billing-checkout-attempt.test.mjs && node tests/unit/billing-checkout-attempt-authority.test.mjs && node tests/unit/billing-checkout-reconciliation.test.mjs && node tests/unit/billing-checkout-reconciliation-authority.test.mjs && node tests/unit/billing-checkout.test.mjs && node tests/unit/billing-provider-boundary.test.mjs && node tests/unit/billing-checkout-review-regressions.test.mjs && node tests/unit/stripe-webhook-boundary.test.mjs && node tests/unit/stripe-webhook-event-ledger.test.mjs && node tests/unit/stripe-webhook-recorder-integration.test.mjs && node tests/unit/stripe-subscription-provider.test.mjs && node tests/unit/stripe-subscription-metadata-propagation.test.mjs && node tests/unit/stripe-subscription-observation-ledger.test.mjs && node tests/unit/stripe-subscription-current-projection.test.mjs && node tests/unit/stripe-entitlement-policy.test.mjs && node tests/unit/stripe-entitlement-policy-edge.test.mjs && node tests/unit/stripe-entitlement-policy-duplicate-claims.test.mjs && node tests/unit/stripe-invoice-provider.test.mjs && node tests/unit/stripe-invoice-provider-edge.test.mjs && node tests/unit/stripe-invoice-observation-ledger.test.mjs && node tests/unit/stripe-invoice-current-projection-package-contract.test.mjs && node tests/unit/stripe-invoice-current-projection.test.mjs && node tests/unit/stripe-entitlement-claim-package-contract.test.mjs && node tests/unit/stripe-entitlement-claim-ledger.test.mjs && npm run test:api",
+    "test:coverage:cases": "node tests/unit/coverage-script-contract.test.mjs && node tests/unit/attachment-status.test.mjs && node tests/unit/clearfolio-status-signal.test.mjs && node tests/unit/clearfolio-adapter-mock-hmac.test.mjs && node tests/unit/orchestrator.test.mjs && node tests/unit/orchestrator-coverage.test.mjs && node tests/unit/orchestrator-attribution.test.mjs && node tests/unit/msproject.test.mjs && node tests/unit/auth-password.test.mjs && node tests/unit/editor-unsaved.test.mjs && node tests/unit/static-coverage-evidence.test.mjs && node tests/unit/billing-configuration.test.mjs && node tests/unit/billing-effective-plan.test.mjs && node tests/unit/billing-effective-plan-bootstrap.test.mjs && node tests/unit/billing-checkout-attempt.test.mjs && node tests/unit/billing-checkout-attempt-authority.test.mjs && node tests/unit/billing-checkout-reconciliation.test.mjs && node tests/unit/billing-checkout-reconciliation-authority.test.mjs && node tests/unit/billing-checkout.test.mjs && node tests/unit/billing-provider-boundary.test.mjs && node tests/unit/billing-checkout-review-regressions.test.mjs && node tests/unit/stripe-webhook-boundary.test.mjs && node tests/unit/stripe-webhook-event-ledger.test.mjs && node tests/unit/stripe-webhook-recorder-integration.test.mjs && node tests/unit/stripe-subscription-provider.test.mjs && node tests/unit/stripe-subscription-metadata-propagation.test.mjs && node tests/unit/stripe-subscription-observation-ledger.test.mjs && node tests/unit/stripe-subscription-current-projection.test.mjs && node tests/unit/stripe-entitlement-policy.test.mjs && node tests/unit/stripe-entitlement-policy-edge.test.mjs && node tests/unit/stripe-entitlement-policy-duplicate-claims.test.mjs && node tests/unit/stripe-invoice-provider.test.mjs && node tests/unit/stripe-invoice-provider-edge.test.mjs && node tests/unit/stripe-invoice-observation-ledger.test.mjs && node tests/unit/stripe-invoice-current-projection-package-contract.test.mjs && node tests/unit/stripe-invoice-current-projection.test.mjs && node tests/unit/stripe-entitlement-claim-package-contract.test.mjs && node tests/unit/stripe-entitlement-claim-ledger.test.mjs && npm run test:api",
     "test:e2e": "playwright test",
     "test:e2e:headed": "playwright test --headed",
     "test:e2e:cloud": "playwright install chromium && playwright test tests/e2e/cloud.spec.js tests/e2e/toast-accessibility.spec.js",

server/app.mjs

@@ -1,9 +1,18 @@
 import { Hono } from 'hono';
 import { readFile } from 'node:fs/promises';
 import { app as applicationRoutes } from './application_routes.mjs';
+import { configureBillingEntitlementDatabase } from './billing.mjs';
+import { db } from './db.mjs';
 
 const toastStylesheetUrl = new URL('../toast-state.css', import.meta.url);
 
+// Bind the already-bootstrapped server-owned database before the public route
+// graph can serve any request that reports plan authority. This keeps legacy
+// synchronous planOf consumers aligned with the same tenant-scoped current
+// entitlement claims used by resource-limit authorization, without mutating
+// orgs.plan or accepting caller-selected claim identities.
+configureBillingEntitlementDatabase(db);
+
 /**
  * ScopeWeave's public HTTP application entry point.
  *