I’m a CTO and full-stack engineering leader with 30+ years of experience building technology-driven products across AI, fintech, telecom, and mobility. I focus on helping startups and companies turn ideas into working products, fast, and scale them without over-engineering.
I work at the intersection of AI, cloud, and product execution:
- Build AI-powered applications (LLMs, RAG, voice agents)
- Architect scalable systems on AWS (serverless-first)
- Lead teams from 0 → MVP → production → scale
- Align technology decisions with business outcomes
- Delivered a production AI application in under 30 days
- Built an AI chatbot with voice + retrieval (RAG)
- Designed real-time systems (trading platforms, mobility apps)
- Co-invented a Cardless ATM Withdrawal System (patented)
- Led partnerships with major enterprises across telecom and media
- Lean, pragmatic, and execution-focused
- Comfortable with remote, distributed teams
- Strong balance of technical depth + business thinking
- I prefer shipping than over-engineering
- Early-stage startups needing a hands-on CTO
- Companies integrating AI into real workflows
- Teams that need to move faster without breaking systems
- Frontend: React, NextJS, React Native, Expo
- Styling: CSS/Tailwind
- Backend: NodeJS, Python, Django
- Infrastructure: AWS, AWS Amplify
- AI: Langchain, UV, Playwright, Gradio, Ollama, Bedrock, Sagemaker
- Others: FastAPI, GitHub, Terraform, Docker
If you’re building something interesting in AI, fintech, or platform-based products, feel free to connect or reach out. Co-inventor of the First Universal Prepaid Loading system in the world, and of the original Cardless ATM Withdrawal system (Phil. Pat. 1-2009-000141). An Information Technology (IT) professional for over 30 years, with extensive experience in helping startups in product design, development, and management. Full-stack Web and Mobile Developer, knowledgeable in the following development stack:
- MERN (MongoDB, Express, React, Node JS)
- Next JS
- React Native/Expo
- Javascript/Typescript
- Tailwind/Nativewind
- AWS Amplify
- Unity and C#
- AI Development
A creative and inventive individual who has proven track record in creating things that can profoundly affect people’s lives.
(For more information, visit my personal page: https://www.allanbengco.com)
