diff --git a/TokenTrackerBar/TokenTrackerBar/Models/UsageLimits.swift b/TokenTrackerBar/TokenTrackerBar/Models/UsageLimits.swift
index 0811b2df5..05dacf96c 100644
--- a/TokenTrackerBar/TokenTrackerBar/Models/UsageLimits.swift
+++ b/TokenTrackerBar/TokenTrackerBar/Models/UsageLimits.swift
@@ -111,10 +111,21 @@ extension UsageLimitsResponse {
 
 enum UsageLimitsCache {
     static let defaultsKey = "UsageLimitsLastGoodResponse"
+    private static let maximumFutureSkew: TimeInterval = 5 * 60
 
-    static func load(defaults: UserDefaults = .standard) -> UsageLimitsResponse? {
+    static func load(
+        defaults: UserDefaults = .standard,
+        now: Date = Date()
+    ) -> UsageLimitsResponse? {
         guard let data = defaults.data(forKey: defaultsKey) else { return nil }
-        return try? JSONDecoder().decode(UsageLimitsResponse.self, from: data)
+        guard let limits = try? JSONDecoder().decode(UsageLimitsResponse.self, from: data) else {
+            return nil
+        }
+        if let fetchedAt = parseTimestamp(limits.fetchedAt),
+           fetchedAt.timeIntervalSince(now) > maximumFutureSkew {
+            return nil
+        }
+        return limits
     }
 
     static func save(
@@ -125,6 +136,14 @@ enum UsageLimitsCache {
               let data = try? JSONEncoder().encode(limits) else { return }
         defaults.set(data, forKey: defaultsKey)
     }
+
+    private static func parseTimestamp(_ rawValue: String) -> Date? {
+        let formatter = ISO8601DateFormatter()
+        formatter.formatOptions = [.withInternetDateTime, .withFractionalSeconds]
+        if let date = formatter.date(from: rawValue) { return date }
+        formatter.formatOptions = [.withInternetDateTime]
+        return formatter.date(from: rawValue)
+    }
 }
 
 struct ClaudeLimits: Codable, Equatable {
diff --git a/TokenTrackerBar/TokenTrackerBar/Services/APIClient.swift b/TokenTrackerBar/TokenTrackerBar/Services/APIClient.swift
index a4f3c4765..adde08b4a 100644
--- a/TokenTrackerBar/TokenTrackerBar/Services/APIClient.swift
+++ b/TokenTrackerBar/TokenTrackerBar/Services/APIClient.swift
@@ -28,6 +28,10 @@ actor APIClient {
         let config = URLSessionConfiguration.default
         config.timeoutIntervalForRequest = 10
         config.timeoutIntervalForResource = 30
+        // Local API responses are live state. A future system clock can otherwise
+        // leave URLCache entries "fresh" after the clock is restored.
+        config.requestCachePolicy = .reloadIgnoringLocalCacheData
+        config.urlCache = nil
         self.session = URLSession(configuration: config)
 
         let syncConfig = URLSessionConfiguration.default
diff --git a/TokenTrackerBar/TokenTrackerBarTests/UsageLimitsRetentionTests.swift b/TokenTrackerBar/TokenTrackerBarTests/UsageLimitsRetentionTests.swift
index 2c73e4c20..27a475ab8 100644
--- a/TokenTrackerBar/TokenTrackerBarTests/UsageLimitsRetentionTests.swift
+++ b/TokenTrackerBar/TokenTrackerBarTests/UsageLimitsRetentionTests.swift
@@ -29,6 +29,22 @@ final class UsageLimitsRetentionTests: XCTestCase {
         XCTAssertNil(UsageLimitsCache.load(defaults: defaults))
     }
 
+    func testFutureDatedLastGoodCacheIsIgnoredAfterClockRollback() throws {
+        let suiteName = "UsageLimitsRetentionTests.\(UUID().uuidString)"
+        let defaults = try XCTUnwrap(UserDefaults(suiteName: suiteName))
+        defer { defaults.removePersistentDomain(forName: suiteName) }
+        let futureResponse = try decodeResponse(overrides: [
+            "fetched_at": "2026-11-01T00:59:36.105Z",
+            "codex": ["configured": true],
+        ])
+        let now = try XCTUnwrap(
+            ISO8601DateFormatter().date(from: "2026-09-07T00:00:00Z")
+        )
+
+        UsageLimitsCache.save(futureResponse, defaults: defaults)
+
+        XCTAssertNil(UsageLimitsCache.load(defaults: defaults, now: now))
+    }
 
     // MARK: - hasAnyProviderWithoutError
 
diff --git a/test/macos-usage-limits-timeout.test.js b/test/macos-usage-limits-timeout.test.js
index dd89095b9..17cd6e3c4 100644
--- a/test/macos-usage-limits-timeout.test.js
+++ b/test/macos-usage-limits-timeout.test.js
@@ -58,3 +58,13 @@ test("macOS usage-limits hydrates the last good record before refreshing", () =>
     "A successful background refresh should persist the replacement record.",
   );
 });
+
+test("macOS local API session bypasses URLCache after a system clock rollback", () => {
+  const source = readAPIClient();
+
+  assert.match(
+    source,
+    /let config = URLSessionConfiguration\.default[\s\S]*config\.requestCachePolicy = \.reloadIgnoringLocalCacheData[\s\S]*config\.urlCache = nil[\s\S]*self\.session = URLSession\(configuration: config\)/,
+    "Dynamic localhost responses must not be replayed from a future-dated URLCache entry.",
+  );
+});