diff --git a/app/src/components/EscrowCard.test.tsx b/app/src/components/EscrowCard.test.tsx
new file mode 100644
index 0000000..2a61634
--- /dev/null
+++ b/app/src/components/EscrowCard.test.tsx
@@ -0,0 +1,179 @@
+/** @vitest-environment jsdom */
+import {
+  afterEach,
+  beforeEach,
+  describe,
+  expect,
+  it,
+  vi,
+} from "vitest";
+import {
+  cleanup,
+  fireEvent,
+  render,
+  screen,
+  waitFor,
+} from "@testing-library/react";
+import { I18nProvider } from "../lib/i18n";
+
+const mocks = vi.hoisted(() => ({
+  balance: vi.fn(),
+  deposit: vi.fn(),
+  distribute: vi.fn(),
+  signAndSend: vi.fn(),
+  readClient: vi.fn(),
+  walletClient: vi.fn(),
+  toStroops: vi.fn(),
+  fromStroops: vi.fn(),
+}));
+
+vi.mock("../lib/tributary", () => ({
+  readClient: mocks.readClient,
+  walletClient: mocks.walletClient,
+  toStroops: mocks.toStroops,
+  fromStroops: mocks.fromStroops,
+  TOKENS: [
+    { code: "XLM", contract: "CDLZFC3SYJYDZT7K67VZ75HPJVIEUVNIXF47ZG2FB2RMQQVU2HHGCYSC", decimals: 7 },
+    { code: "USDC", contract: "CBIELTK6YBZJU5UP2WWQEUCYKLPU6AUNZ2BQ4WWFEIE3USCIHMXQDAMA", decimals: 6 },
+  ],
+  SplitView: {},
+}));
+
+vi.mock("./FeeHint", () => ({ default: () => null }));
+vi.mock("./TokenPicker", () => ({ default: () => null }));
+
+import EscrowCard from "./EscrowCard";
+
+const WALLET = "G".concat("A".repeat(55));
+const RECIPIENT_ONE = "G".concat("B".repeat(55));
+const RECIPIENT_TWO = "G".concat("C".repeat(55));
+
+const SPLIT = {
+  id: 7n,
+  recipients: [
+    { tag: "Account", values: [RECIPIENT_ONE] },
+    { tag: "Account", values: [RECIPIENT_TWO] },
+  ],
+  shares: [6_000, 4_000],
+  controller: WALLET,
+};
+
+function okTransaction() {
+  return {
+    signAndSend: vi.fn().mockResolvedValue({
+      result: { isOk: () => true, unwrap: () => 100n },
+    }),
+  };
+}
+
+function renderEscrowCard(wallet: string | null = WALLET, selectedSplitId?: string) {
+  return render(
+    <I18nProvider>
+      <EscrowCard wallet={wallet} splits={[SPLIT]} selectedSplitId={selectedSplitId} />
+    </I18nProvider>,
+  );
+}
+
+beforeEach(() => {
+  mocks.readClient.mockReturnValue({ balance: mocks.balance });
+  mocks.walletClient.mockReturnValue({
+    deposit: mocks.deposit,
+    distribute: mocks.distribute,
+  });
+  mocks.toStroops.mockImplementation((amount: string) => BigInt(amount) * 10_000_000n);
+  mocks.fromStroops.mockImplementation((s: bigint) => String(s));
+});
+
+afterEach(() => {
+  cleanup();
+  vi.clearAllMocks();
+});
+
+describe("EscrowCard deposit and distribute flow", () => {
+  it("calls walletClient().deposit() with correct args when deposit is clicked", async () => {
+    mocks.balance.mockResolvedValue({ result: 0n });
+    mocks.deposit.mockResolvedValue(okTransaction());
+    renderEscrowCard(WALLET, "7");
+
+    await waitFor(() => expect(mocks.balance).toHaveBeenCalled());
+
+    const amountInput = screen.getByPlaceholderText("Amount");
+    fireEvent.change(amountInput, { target: { value: "10" } });
+
+    fireEvent.click(screen.getByText("Deposit"));
+
+    await waitFor(() => {
+      expect(mocks.deposit).toHaveBeenCalledWith({
+        from: WALLET,
+        id: 7n,
+        token: "CDLZFC3SYJYDZT7K67VZ75HPJVIEUVNIXF47ZG2FB2RMQQVU2HHGCYSC",
+        amount: 100_000_000n,
+      });
+    });
+  });
+
+  it("disables distribute when pending balance is null", async () => {
+    mocks.balance.mockRejectedValue(new Error("no balance"));
+    renderEscrowCard(WALLET, "7");
+
+    await waitFor(() => expect(mocks.balance).toHaveBeenCalled());
+
+    expect((screen.getByText("Distribute").closest("button") as HTMLButtonElement).disabled).toBe(true);
+  });
+
+  it("enables distribute when pending balance exists and calls distribute()", async () => {
+    mocks.balance.mockResolvedValue({ result: 500n });
+    mocks.distribute.mockResolvedValue(okTransaction());
+    renderEscrowCard(WALLET, "7");
+
+    await waitFor(() => expect(mocks.balance).toHaveBeenCalled());
+
+    const distributeBtn = screen.getByText("Distribute");
+    expect((screen.getByText("Distribute").closest("button") as HTMLButtonElement).disabled).toBe(false);
+
+    fireEvent.click(distributeBtn);
+
+    await waitFor(() => {
+      expect(mocks.distribute).toHaveBeenCalledWith({
+        id: 7n,
+        token: "CDLZFC3SYJYDZT7K67VZ75HPJVIEUVNIXF47ZG2FB2RMQQVU2HHGCYSC",
+      });
+    });
+  });
+
+  it("shows pending balance", async () => {
+    mocks.balance.mockResolvedValue({ result: 1000n });
+    renderEscrowCard(WALLET, "7");
+
+    await waitFor(() => {
+      expect(screen.getByText(/Pending/)).toBeTruthy();
+    });
+  });
+
+  it("deposit shows success message", async () => {
+    mocks.balance.mockResolvedValue({ result: 0n });
+    mocks.deposit.mockResolvedValue(okTransaction());
+    renderEscrowCard(WALLET, "7");
+
+    await waitFor(() => expect(mocks.balance).toHaveBeenCalled());
+
+    const amountInput = screen.getByPlaceholderText("Amount");
+    fireEvent.change(amountInput, { target: { value: "5" } });
+
+    fireEvent.click(screen.getByText("Deposit"));
+
+    await waitFor(() => {
+      expect(screen.getByText(/Deposited/)).toBeTruthy();
+    });
+  });
+
+  it("shows connectWalletFirst when wallet is null", async () => {
+    renderEscrowCard(null);
+
+    const amountInput = screen.getByPlaceholderText("Amount");
+    fireEvent.change(amountInput, { target: { value: "10" } });
+    fireEvent.click(screen.getByText("Deposit"));
+
+    expect(screen.getByText("Connect your wallet first.")).toBeTruthy();
+  });
+});
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