diff --git a/cmd/wallet/main.go b/cmd/wallet/main.go
index b215e0b..6362ae5 100644
--- a/cmd/wallet/main.go
+++ b/cmd/wallet/main.go
@@ -259,6 +259,7 @@ func run(ctx context.Context, args []string) error {
 		logger.Printf("settler: endpoint=%s anchor=%v", settlerEP, anchor != nil)
 	}
 
+	walletipc.Version = Version
 	dispatcher := walletipc.NewDispatcher(w)
 
 	// If a stale socket exists from a previous crash, drop it. unix sockets
diff --git a/manifest.json b/manifest.json
index 5821d71..9837ecc 100644
--- a/manifest.json
+++ b/manifest.json
@@ -28,7 +28,8 @@
     "wallet.settler.history",
     "wallet.settler.transfer",
     "wallet.hookPreSendMessage",
-    "wallet.hookPostRecvMessage"
+    "wallet.hookPostRecvMessage",
+    "wallet.help"
   ],
   "grants": [
     {"cap": "fs.write", "target": "$APP/data.db"},
diff --git a/pkg/walletipc/api.go b/pkg/walletipc/api.go
index 79875ca..ab4c517 100644
--- a/pkg/walletipc/api.go
+++ b/pkg/walletipc/api.go
@@ -48,6 +48,7 @@ const (
 var AllMethods = []string{
 	MethodBalance, MethodBalances, MethodAddress, MethodRequest, MethodPay,
 	MethodVerify, MethodSettle, MethodTopup, MethodHistory, MethodSpendCaps,
+	MethodHelp,
 }
 
 // AllEVMMethods is the extra set the dispatcher registers when the
diff --git a/pkg/walletipc/dispatcher.go b/pkg/walletipc/dispatcher.go
index 388f51f..d58bd2b 100644
--- a/pkg/walletipc/dispatcher.go
+++ b/pkg/walletipc/dispatcher.go
@@ -28,6 +28,7 @@ func NewDispatcher(w *wallet.Wallet) *ipc.Dispatcher {
 	d.Register(MethodSettle, settleHandler(w))
 	d.Register(MethodTopup, topupHandler(w))
 	d.Register(MethodHistory, historyHandler(w))
+	d.Register(MethodHelp, helpHandler(w))
 	RegisterEVM(d, w)
 	RegisterSettler(d, w)
 	return d
diff --git a/pkg/walletipc/help.go b/pkg/walletipc/help.go
new file mode 100644
index 0000000..8b8cff3
--- /dev/null
+++ b/pkg/walletipc/help.go
@@ -0,0 +1,76 @@
+package walletipc
+
+import (
+	"context"
+	"encoding/json"
+
+	"github.com/pilot-protocol/app-store/pkg/ipc"
+	"github.com/pilot-protocol/wallet/pkg/wallet"
+)
+
+// MethodHelp is the app-store discovery contract: every app answers
+// <ns>.help with its methods and their params, so an agent can call the
+// wallet correctly without reading the source.
+const MethodHelp = "wallet.help"
+
+// Version is the app version wallet.help reports. cmd/wallet sets it from
+// its own Version, which a test pins to manifest.json's app_version.
+var Version = "dev"
+
+type helpMethod struct {
+	Method   string            `json:"method"`
+	Summary  string            `json:"summary"`
+	Params   map[string]string `json:"params,omitempty"`
+	Duration string            `json:"duration"`
+}
+
+var helpCore = []helpMethod{
+	{MethodAddress, "This wallet's Pilot payment address.", nil, "fast"},
+	{MethodBalance, "Balance of one asset.", map[string]string{"asset": "string (required) — asset code, e.g. \"PILOT\""}, "fast"},
+	{MethodBalances, "Balances of every asset this wallet holds.", nil, "fast"},
+	{MethodSpendCaps, "Configured spend caps with their live rolling-window usage.", nil, "fast"},
+	{MethodHistory, "Transaction history, newest first.", map[string]string{
+		"limit": "int — page size", "before_unix_nano": "int — cursor: the oldest timestamp from the prior page",
+		"since_unix_nano": "int — only newer transactions", "asset": "string — filter by asset", "kind": "string — filter by transaction kind"}, "fast"},
+	{MethodRequest, "Create a payment challenge for a peer to pay.", map[string]string{
+		"amount": "int (required) — amount in the asset's smallest unit", "asset": "string (required)",
+		"expires_in_seconds": "int (required) — challenge lifetime", "memo": "string — shown to the payer"}, "fast"},
+	{MethodPay, "Sign a payment authorization for a challenge. Enforced against spend caps.", map[string]string{"challenge": "object (required) — from the payee's wallet.request"}, "fast"},
+	{MethodVerify, "Check a signed authorization against its challenge without settling.", map[string]string{"challenge": "object (required)", "signed_auth": "object (required) — from wallet.pay"}, "fast"},
+	{MethodSettle, "Verify and settle a signed authorization into this wallet.", map[string]string{"challenge": "object (required)", "signed_auth": "object (required)"}, "fast"},
+	{MethodTopup, "Credit this wallet from an external source.", map[string]string{"asset": "string (required)", "amount": "int (required) — amount in the asset's smallest unit", "source": "string (required) — where the funds came from"}, "fast"},
+}
+
+var helpEVM = []helpMethod{
+	{MethodEVMChains, "EVM chains this wallet is configured for (USDC on Base, Ethereum, Polygon by default).", nil, "fast"},
+	{MethodEVMAddress, "This wallet's EVM address on a chain.", map[string]string{"chain_id": "int — omit for the primary chain"}, "fast"},
+	{MethodEVMBalance, "USDC balance on a chain.", map[string]string{"chain_id": "int — omit for the primary chain"}, "med"},
+	{MethodEVMSatisfy, "Pay an x402 payment contract with an EIP-3009 authorization. Enforced against spend caps.", map[string]string{"contract": "object (required) — the x402 payment contract", "chain_id": "int"}, "med"},
+	{MethodEVMVerify, "Verify an x402 receipt against its contract.", map[string]string{"contract": "object (required)", "receipt": "object (required)", "chain_id": "int"}, "med"},
+}
+
+var helpSettler = []helpMethod{
+	{MethodSettlerIdentity, "The settler this wallet is wired to, and its identity.", nil, "fast"},
+	{MethodSettlerBalance, "This wallet's balance held at the settler.", map[string]string{"asset": "string — asset symbol"}, "fast"},
+	{MethodSettlerHistory, "This wallet's settler transaction history.", map[string]string{"limit": "int — page size"}, "fast"},
+	{MethodSettlerTransfer, "Transfer through the settler. Enforced against spend caps.", map[string]string{"to": "string (required) — recipient's hex ed25519 pubkey", "asset": "string (required), e.g. \"USDC\"", "amount": "int (required) — smallest unit", "memo": "string", "expires_in_seconds": "int — default 300"}, "med"},
+}
+
+func helpHandler(w *wallet.Wallet) ipc.Handler {
+	return func(_ context.Context, _ *ipc.Envelope) (json.RawMessage, error) {
+		methods := append([]helpMethod{}, helpCore...)
+		if w.HasEVM() {
+			methods = append(methods, helpEVM...)
+		}
+		if w.HasSettler() {
+			methods = append(methods, helpSettler...)
+		}
+		methods = append(methods, helpMethod{MethodHelp, "This list.", nil, "fast"})
+		return encode(map[string]any{
+			"app":         "io.pilot.wallet",
+			"version":     Version,
+			"description": "Pilot's reference wallet: pay and get paid between agents (Pilot challenge/authorization flow) and pay x402 USDC contracts on EVM chains, all under per-asset spend caps.",
+			"methods":     methods,
+		})
+	}
+}
diff --git a/pkg/walletipc/help_test.go b/pkg/walletipc/help_test.go
new file mode 100644
index 0000000..eaa7ca8
--- /dev/null
+++ b/pkg/walletipc/help_test.go
@@ -0,0 +1,39 @@
+package walletipc
+
+import (
+	"testing"
+
+	"github.com/pilot-protocol/app-store/pkg/ipc"
+)
+
+// wallet.help is the discovery contract: it must describe every method the
+// dispatcher actually serves, no more and no less.
+func TestHelpListsEveryRegisteredMethod(t *testing.T) {
+	conn, w := servedWallet(t, addrAlice)
+	var resp struct {
+		App     string `json:"app"`
+		Version string `json:"version"`
+		Methods []struct {
+			Method string `json:"method"`
+		} `json:"methods"`
+	}
+	if err := ipc.Call(conn, MethodHelp, nil, &resp); err != nil {
+		t.Fatal(err)
+	}
+	if resp.App != "io.pilot.wallet" || resp.Version != Version || len(resp.Methods) == 0 {
+		t.Errorf("app/version = %q/%q", resp.App, resp.Version)
+	}
+	listed := map[string]bool{}
+	for _, m := range resp.Methods {
+		listed[m.Method] = true
+	}
+	for _, m := range NewDispatcher(w).Methods() {
+		if !listed[m] {
+			t.Errorf("registered method %q missing from wallet.help", m)
+		}
+		delete(listed, m)
+	}
+	for m := range listed {
+		t.Errorf("wallet.help lists %q, which is not registered", m)
+	}
+}