diff --git a/AGENTS.md b/AGENTS.md
new file mode 100644
index 00000000..3bad16e8
--- /dev/null
+++ b/AGENTS.md
@@ -0,0 +1,10 @@
+<!-- BEGIN:turborepo-agent-rules -->
+
+# This is NOT the Turborepo you know
+
+Turborepo configuration, task behavior, and CLI commands can vary between installed versions and may differ from your training data. Resolve the `turbo` package from this file's directory or relevant workspace; in monorepos, it may not be visible from the repository root. For example, run `node -p "require.resolve('turbo/package.json')"` from a workspace that depends on `turbo`.
+
+Read `docs/README.md` inside that installed package first, then read the relevant pages from its `docs/` directory before changing Turborepo configuration or commands. Heed deprecation notices. These bundled docs match the installed package version and are available without network access.
+
+This block is written and re-added by `turbo` before repository-scoped commands when an AI agent is detected. In the Turborepo source repository, its template is defined in `crates/turborepo-cli/src/cli/agent_guidance.rs`. Removing the managed block while updates are enabled means a later qualifying invocation will add it again. Set `"agentGuidance": false` in the root `turbo.json` or `turbo.jsonc` to opt out; this does not remove an existing block. Keep the block committed with your work to avoid an uncommitted change on the next agent invocation.
+<!-- END:turborepo-agent-rules -->
diff --git a/packages/stellar-sdk-helpers/src/keeper-tx.ts b/packages/stellar-sdk-helpers/src/keeper-tx.ts
index ad666b78..6d02ecf0 100644
--- a/packages/stellar-sdk-helpers/src/keeper-tx.ts
+++ b/packages/stellar-sdk-helpers/src/keeper-tx.ts
@@ -314,7 +314,7 @@ export interface KeeperTxConfig {
 // confirmed on-chain failure). Callers must persist `priorHash` across their
 // own retry attempts (see accrual-keeper.ts and migration-keeper.ts), and
 // persist it across invocations through `hooks` (see keeper-state.ts).
-// `attempt` (1-indexed, matching withKeeperRetry's own callback, see
+// `attempt` (0-indexed, matching withKeeperRetry's callback and
 // keeperFeeForAttempt above) sets the classic inclusion fee for a
 // freshly-built transaction, escalating on each retry so a
 // `txInsufficientFee` rejection has a real chance of clearing next time;
diff --git a/packages/stellar-sdk-helpers/src/tx.test.ts b/packages/stellar-sdk-helpers/src/tx.test.ts
index c7c44614..0632c37b 100644
--- a/packages/stellar-sdk-helpers/src/tx.test.ts
+++ b/packages/stellar-sdk-helpers/src/tx.test.ts
@@ -6,6 +6,7 @@ import {
   Asset,
   Contract,
   Operation,
+  SorobanDataBuilder,
   TransactionBuilder,
   nativeToScVal,
   xdr,
@@ -246,6 +247,34 @@ describe("simErrorMessage snapshots", () => {
 describe("prepareSorobanTx contract errors", () => {
   afterEach(() => vi.restoreAllMocks());
 
+  it("returns the total assembled fee including the inclusion fee", async () => {
+    const caller = "GBBD47IF6LWK7P7MDEVSCWR7DPUWV3NY3DTQEVFL4NAT4AQH3ZLLFLA5";
+    vi.spyOn(rpc.Server.prototype, "getAccount").mockResolvedValue(
+      new Account(caller, "0")
+    );
+    vi.spyOn(rpc.Server.prototype, "simulateTransaction").mockResolvedValue({
+      id: "1",
+      latestLedger: 1,
+      minResourceFee: "500",
+      transactionData: new SorobanDataBuilder().build().toXDR("base64"),
+      events: [],
+      results: [{ auth: [], xdr: xdr.ScVal.scvVoid().toXDR("base64") }],
+    } as Awaited<ReturnType<rpc.Server["simulateTransaction"]>>);
+
+    const result = await prepareSorobanTx(
+      {
+        network: "testnet",
+        rpcUrl: "https://soroban-testnet.stellar.org",
+        passphrase: "Test SDF Network ; September 2015",
+      },
+      caller,
+      new Contract(CONTRACT_ADDRESSES.testnet.vault).call("deposit")
+    );
+
+    expect(result.fee).toBe("600");
+    expect(result.xdr).toBeTruthy();
+  });
+
   it.each([
     ["HostError: Error(Contract, #18)", true],
     ["HostError: Error(Contract, #15)", true],
diff --git a/packages/stellar-sdk-helpers/src/tx.ts b/packages/stellar-sdk-helpers/src/tx.ts
index 9ccbfa05..de12e9dc 100644
--- a/packages/stellar-sdk-helpers/src/tx.ts
+++ b/packages/stellar-sdk-helpers/src/tx.ts
@@ -197,7 +197,8 @@ export async function simulateView(
 /**
  * Fetch the caller's account, simulate the operation to obtain the resource
  * footprint and fee, assemble the transaction, and return the unsigned XDR
- * and minimum resource fee. Throws if simulation fails.
+ * and total fee (classic inclusion fee plus minimum resource fee). Throws
+ * if simulation fails.
  */
 export async function prepareSorobanTx(
   network: StellarNetwork,
@@ -234,7 +235,7 @@ export async function prepareSorobanTx(
   const prepared = rpc.assembleTransaction(tx, sim).build();
   return {
     xdr: prepared.toEnvelope().toXDR("base64"),
-    fee: sim.minResourceFee,
+    fee: (BigInt(prepared.fee) + BigInt(sim.minResourceFee)).toString(),
   };
 }
 
diff --git a/packages/stellar-sdk-helpers/src/vaults.ts b/packages/stellar-sdk-helpers/src/vaults.ts
index 6ae5224e..3689e121 100644
--- a/packages/stellar-sdk-helpers/src/vaults.ts
+++ b/packages/stellar-sdk-helpers/src/vaults.ts
@@ -156,7 +156,7 @@ async function fetchMeridianVault(
       "Meridian adapter RPC"
     ),
   ]);
-  const tvl = Math.round(Number(toBigInt(totalAssetsRaw) ?? 0n) / 1e7);
+  const tvl = Math.round(Number(toBigInt(totalAssetsRaw)) / 1e7);
   return {
     ...meta,
     asset: meta.asset ?? "USDC",