diff --git a/src/cli/ui/cards/LiveCard.tsx b/src/cli/ui/cards/LiveCard.tsx
index 5aca8cc..3d2441b 100644
--- a/src/cli/ui/cards/LiveCard.tsx
+++ b/src/cli/ui/cards/LiveCard.tsx
@@ -29,6 +29,7 @@ const VARIANT_GLYPH = {
 
 export function LiveCard({ card }: { card: LiveCardData }): React.ReactElement {
   const color = TONE_TO_COLOR[card.tone];
+  const metaColor = card.tone === "err" || card.tone === "warn" ? color : FG.faint;
   const glyph = VARIANT_GLYPH[card.variant];
   return (
     <Box paddingLeft={2} flexDirection="row" gap={1}>
@@ -40,7 +41,7 @@ export function LiveCard({ card }: { card: LiveCardData }): React.ReactElement {
         </Text>
       )}
       <Text color={FG.body}>{card.text}</Text>
-      {card.meta !== undefined ? <Text color={FG.faint}>{`· ${card.meta}`}</Text> : null}
+      {card.meta !== undefined ? <Text color={metaColor}>{`· ${card.meta}`}</Text> : null}
     </Box>
   );
 }
diff --git a/src/i18n/zh-CN.ts b/src/i18n/zh-CN.ts
index 7afc2e3..f1b9aba 100644
--- a/src/i18n/zh-CN.ts
+++ b/src/i18n/zh-CN.ts
@@ -655,7 +655,7 @@ export const zhCN: TranslationSchema = {
     auth401:
       "认证失败（DeepSeek 401）：{inner}。你的 API key 被拒绝。运行 `carboncode setup` 或 `export DEEPSEEK_API_KEY=sk-...` 修复。在 https://platform.deepseek.com/api_keys 获取 key。",
     balance402:
-      "余额不足（DeepSeek 402）：{inner}。在 https://platform.deepseek.com/top_up 充值 — 余额非零时面板顶栏会显示。",
+      "余额不足（DeepSeek 402）。请在 https://platform.deepseek.com/top_up 充值；充值到账后重新发送。",
     badparam422: "参数错误（DeepSeek 422）：{inner}",
     badrequest400: "请求错误（DeepSeek 400）：{inner}",
     deepseek5xxHead:
diff --git a/tests/loop-error.test.ts b/tests/loop-error.test.ts
index f1f9d97..0cc38bf 100644
--- a/tests/loop-error.test.ts
+++ b/tests/loop-error.test.ts
@@ -142,6 +142,16 @@ describe("formatLoopError — zh-CN runtime switch", () => {
     expect(out).toContain("Authentication Fails");
     expect(out).toContain("carboncode setup");
   });
+
+  it("402 balance error translates when language is zh-CN without repeating the English server text", () => {
+    setLanguageRuntime("zh-CN");
+    const out = formatLoopError(
+      new Error('DeepSeek 402: {"error":{"message":"Insufficient Balance"}}'),
+    );
+    expect(out).toContain("余额不足");
+    expect(out).toContain("top_up");
+    expect(out).not.toContain("Insufficient Balance");
+  });
 });
 
 describe("healLoadedMessages", () => {