diff --git a/src/main/java/com/example/silverbridgeX_user/payment/domain/Payment.java b/src/main/java/com/example/silverbridgeX_user/payment/domain/Payment.java
index 1ee58e1..4bde02c 100644
--- a/src/main/java/com/example/silverbridgeX_user/payment/domain/Payment.java
+++ b/src/main/java/com/example/silverbridgeX_user/payment/domain/Payment.java
@@ -8,7 +8,7 @@
 import jakarta.persistence.GenerationType;
 import jakarta.persistence.Id;
 import jakarta.persistence.JoinColumn;
-import jakarta.persistence.OneToOne;
+import jakarta.persistence.ManyToOne;
 import lombok.AccessLevel;
 import lombok.AllArgsConstructor;
 import lombok.Builder;
@@ -29,7 +29,7 @@ public class Payment extends BaseEntity {
 
     private String sid;
 
-    @OneToOne(fetch = FetchType.LAZY)
+    @ManyToOne(fetch = FetchType.LAZY)
     @JoinColumn(name = "user_id")
     private User user;
 
diff --git a/src/main/java/com/example/silverbridgeX_user/user/domain/User.java b/src/main/java/com/example/silverbridgeX_user/user/domain/User.java
index b210b55..7c11b00 100644
--- a/src/main/java/com/example/silverbridgeX_user/user/domain/User.java
+++ b/src/main/java/com/example/silverbridgeX_user/user/domain/User.java
@@ -75,8 +75,8 @@ public class User extends BaseEntity {
     @OneToOne(mappedBy = "user", cascade = CascadeType.ALL)
     private MatchRequest matchRequest;
 
-    @OneToOne(mappedBy = "user", cascade = CascadeType.ALL)
-    private Payment payment;
+    @OneToMany(mappedBy = "user", cascade = CascadeType.ALL)
+    private List<Payment> payments = new ArrayList<>();
 
     @JdbcTypeCode(SqlTypes.JSON)
     private List<String> preferredKeywords;