diff --git a/gateway/browser_plane.py b/gateway/browser_plane.py
index cf1a68a4..69ee56cb 100644
--- a/gateway/browser_plane.py
+++ b/gateway/browser_plane.py
@@ -198,16 +198,19 @@ def _suffix_match(host: str, patterns: list[str]) -> bool:
     return False
 
 
-def host_policy(host: str, allow: list[str], deny: list[str]) -> str | None:
-    """Why this host may not be reached, or None. Name rules only; the address rule follows."""
+def host_policy(host: str, allow: list[str], deny: list[str], private_ok: bool = False) -> str | None:
+    """Why this host may not be reached, or None. Name rules only; the address rule follows.
+    `private_ok` lifts the private-address names and literals: the operator's own browser sits on
+    the operator's own network (HR_BROWSER_CDP_URL), and a loopback address was still refused here
+    by name after the plane had opened that browser (hr-test, 2026-09-30)."""
     h = (host or "").strip().lower().rstrip(".")
     if not h:
         return "no host"
     if h.startswith("[") and h.endswith("]"):
         h = h[1:-1]
-    if _ip_private(h):
+    if not private_ok and _ip_private(h):
         return "a private or local address"
-    if h == "localhost" or any(h.endswith(s) for s in _PRIVATE_NAMES[1:]):
+    if not private_ok and (h == "localhost" or any(h.endswith(s) for s in _PRIVATE_NAMES[1:])):
         return "a private or local address"
     if deny and _suffix_match(h, deny):
         return "a site this agent is not allowed to visit"
@@ -363,11 +366,12 @@ async def _allowed(s: Session, url: str) -> str | None:
     if u.scheme not in ("http", "https"):
         return f"a {u.scheme or 'non-web'} address" if u.scheme not in ("about", "data", "blob") else None
     host = u.hostname or ""
-    why = host_policy(host, s.allow, s.deny)
+    own = not s.vendor_id           # the operator's own browser, on the operator's own network
+    why = host_policy(host, s.allow, s.deny, private_ok=own)
     if why:
         return why
-    if not s.vendor_id:
-        return None                 # the operator's own browser, on the operator's own network
+    if own:
+        return None
     if host not in s.host_cache:
         s.host_cache[host] = await resolves_private(host)
     return "a private or local address" if s.host_cache[host] else None
diff --git a/gateway/tests/test_browser.py b/gateway/tests/test_browser.py
index a1a00beb..98dd745b 100644
--- a/gateway/tests/test_browser.py
+++ b/gateway/tests/test_browser.py
@@ -914,9 +914,13 @@ def test_the_operators_own_browser_takes_the_vendors_place_whole(client, world,
     assert ven.created == [] and ven.calls == []                      # the vendor was never asked
     own = browsers[-1]
     assert own.cdp == "ws://chrome.lan:9222/devtools/browser/own" and len(own.contexts) == 1
-    # a private address is the operator's own network, not a page's trick
-    out = _call(client, tok1, "navigate", url="http://intranet.example/")
-    assert out["isError"] is False, out
+    # a private address is the operator's own network, not a page's trick: a resolved one, a
+    # loopback literal and a .local name alike (the name rules refused the last two first)
+    for url in ("http://intranet.example/", "http://127.0.0.1:3000/", "http://console.local/"):
+        out = _call(client, tok1, "navigate", url=url)
+        assert out["isError"] is False, (url, out)
+    assert browser_plane.host_policy("127.0.0.1", [], ["127.0.0.1"], private_ok=True) == "a site this agent is not allowed to visit"
+    assert browser_plane.host_policy("127.0.0.1", [], []) == "a private or local address"
     # the second session gets its own context on the same browser
     out = _call(client, tok2, "navigate", url="https://example.com/")
     assert out["isError"] is False and len(own.contexts) == 2