diff --git a/src/App.jsx b/src/App.jsx
index 62b56cf..5683aa2 100644
--- a/src/App.jsx
+++ b/src/App.jsx
@@ -288,7 +288,7 @@ export default function App() {
                   <div>
                     <label className="text-xs font-bold text-slate-800 block mb-1">Target Paycheck (Bi-Weekly Payout)</label>
                     <div className="relative">
-                      <span className="absolute left-3.5 top-2.5 text-slate-400 text-sm font-semibold">$</span>
+                      <span className="absolute left-3.5 top-2.5 text-slate-400 text-sm font-semibold">₹</span>
                       <input
                         type="number"
                         required
@@ -299,14 +299,14 @@ export default function App() {
                       />
                     </div>
                     <span className="text-[10px] text-slate-500 mt-1 block">
-                      The salary buffer capacity will be scaled to 6x this paycheck size (${(parseFloat(paycheckInput) * 6 || 0).toLocaleString()}).
+                      The salary buffer capacity will be scaled to 6x this paycheck size (₹{(parseFloat(paycheckInput) * 6 || 0).toLocaleString('en-IN')}).
                     </span>
                   </div>
 
                   <div>
                     <label className="text-xs font-bold text-slate-800 block mb-1">Reserve Floor Threshold Cushion</label>
                     <div className="relative">
-                      <span className="absolute left-3.5 top-2.5 text-slate-400 text-sm font-semibold">$</span>
+                      <span className="absolute left-3.5 top-2.5 text-slate-400 text-sm font-semibold">₹</span>
                       <input
                         type="number"
                         required
diff --git a/src/ai/accountant.js b/src/ai/accountant.js
index 4dc9df5..5195be4 100644
--- a/src/ai/accountant.js
+++ b/src/ai/accountant.js
@@ -33,7 +33,7 @@ async function auditReceipt(receiptImageFileOrUrl, rawText, toolsRegistry = null
   }
 
   const cleanText = lowerText.replace(/,/g, '');
-  const amountMatch = cleanText.match(/(?:amount[:\s]*)?\$?([0-9]+(?:\.[0-9]{2})?)/i);
+  const amountMatch = cleanText.match(/(?:amount[:\s]*)?[₹\$]?([0-9]+(?:\.[0-9]{2})?)/i);
   if (amountMatch) {
     deterministicAmount = parseFloat(amountMatch[1]);
   }
diff --git a/src/ai/agentRunner.js b/src/ai/agentRunner.js
index d2c1b5e..bdfcc44 100644
--- a/src/ai/agentRunner.js
+++ b/src/ai/agentRunner.js
@@ -164,7 +164,7 @@ export async function runAgentLoop({
         
         let amount = 100.00;
         const cleanText = textLower.replace(/,/g, '');
-        const amountMatch = cleanText.match(/(?:amount[:\s]*)?\$?([0-9]+(?:\.[0-9]{2})?)/i);
+        const amountMatch = cleanText.match(/(?:amount[:\s]*)?[₹\$]?([0-9]+(?:\.[0-9]{2})?)/i);
         if (amountMatch) {
           amount = parseFloat(amountMatch[1]);
         }
@@ -214,7 +214,7 @@ export async function runAgentLoop({
               amount: releaseAmount,
               description: `Tax release for ${category} write-off`
             });
-            await simulateThought(toolsRegistry, `Released tax savings of $${releaseAmount} (tax bracket ${taxRate * 100}%) from Tax Pool to Salary Buffer.`);
+            await simulateThought(toolsRegistry, `Released tax savings of ₹${releaseAmount} (tax bracket ${taxRate * 100}%) from Tax Pool to Salary Buffer.`);
           } else {
             await simulateThought(toolsRegistry, "Tax pool is empty. Skipping tax release transfer.");
           }
@@ -228,10 +228,10 @@ export async function runAgentLoop({
 
       } else {
         // Deposit Routing Event Simulation
-        const amountMatch = prompt.match(/payment of \$?([0-9,]+(?:\.[0-9]{2})?)/i);
+        const amountMatch = prompt.match(/payment of [₹\$]?([0-9,]+(?:\.[0-9]{2})?)/i);
         const depositAmount = amountMatch ? parseFloat(amountMatch[1].replace(/,/g, '')) : 0;
         
-        await simulateThought(toolsRegistry, `Processing incoming deposit of $${depositAmount.toLocaleString()}. Reading freelancer profile and current balances...`);
+        await simulateThought(toolsRegistry, `Processing incoming deposit of ₹${depositAmount.toLocaleString('en-IN')}. Reading freelancer profile and current balances...`);
 
         if (toolsRegistry.getProfile && toolsRegistry.getBalances && toolsRegistry.updateProfile && toolsRegistry.updateBalances && toolsRegistry.addTransaction) {
           const profile = await toolsRegistry.getProfile();
@@ -241,7 +241,7 @@ export async function runAgentLoop({
           const endIncome = startIncome + depositAmount;
 
           // Progressive tax bracket check
-          await simulateThought(toolsRegistry, `Calculating progressive tax bracket for YTD income transition: $${startIncome.toLocaleString()} -> $${endIncome.toLocaleString()}...`);
+          await simulateThought(toolsRegistry, `Calculating progressive tax bracket for YTD income transition: ₹${startIncome.toLocaleString('en-IN')} -> ₹${endIncome.toLocaleString('en-IN')}...`);
           
           let newBracket = 0.10;
           if (endIncome > 250000) {
@@ -346,7 +346,7 @@ export async function runAgentLoop({
             });
           }
 
-          await simulateThought(toolsRegistry, `OmniFlow Routed: tax=$${taxAlloc}, salary=$${salaryAlloc}, reserve=$${reserveAlloc}, yield=$${yieldAlloc}`);
+          await simulateThought(toolsRegistry, `OmniFlow Routed: tax=₹${taxAlloc}, salary=₹${salaryAlloc}, reserve=₹${reserveAlloc}, yield=₹${yieldAlloc}`);
 
           // Retroactive adjustment shoring if tax bracket shifted
           let retroactiveAdjustment = 0;
@@ -370,7 +370,7 @@ export async function runAgentLoop({
                   description: `Recall for retroactive tax shoring`
                 });
               }
-              await simulateThought(toolsRegistry, `Progressive retroactive shoring completed. Transferred $${retroactiveAdjustment} to Tax Pool.`);
+              await simulateThought(toolsRegistry, `Progressive retroactive shoring completed. Transferred ₹${retroactiveAdjustment} to Tax Pool.`);
             }
           }
 
@@ -410,7 +410,7 @@ export async function runAgentLoop({
             actionTaken = recallAmount > 0;
           }
 
-          await simulateThought(toolsRegistry, `Calculated Runway: ${runwayMonths} months based on monthly burn of $${monthlyBurn}. (Salary buffer: $${salaryBuffer}, Yield Pool: $${yieldPool})`);
+          await simulateThought(toolsRegistry, `Calculated Runway: ${runwayMonths} months based on monthly burn of ₹${monthlyBurn}. (Salary buffer: ₹${salaryBuffer}, Yield Pool: ₹${yieldPool})`);
 
           await toolsRegistry.submitTreasuryEvaluation({
             runwayMonths,
@@ -451,7 +451,7 @@ export async function runAgentLoop({
                   amount: recallAmount,
                   description: 'Yield recall for paycheck deficit shoring'
                 });
-                await simulateThought(toolsRegistry, `Deficit shored. Recalled $${recallAmount} from Ondo yield pool to liquid Salary Buffer.`);
+                await simulateThought(toolsRegistry, `Deficit shored. Recalled ₹${recallAmount} from Ondo yield pool to liquid Salary Buffer.`);
               }
             }
           }
@@ -467,7 +467,7 @@ export async function runAgentLoop({
               amount: targetPaycheck,
               description: 'Bi-weekly paycheck payout'
             });
-            await simulateThought(toolsRegistry, `Paycheck of $${targetPaycheck} successfully dispatched.`);
+            await simulateThought(toolsRegistry, `Paycheck of ₹${targetPaycheck} successfully dispatched.`);
           } else {
             // Partial paycheck dispatch
             const partial = currentBuffer;
@@ -481,7 +481,7 @@ export async function runAgentLoop({
                 description: 'Partial paycheck payout'
               });
             }
-            await simulateThought(toolsRegistry, `CRITICAL: Insufficient funds in salary buffer! Dispatched partial paycheck of $${partial}.`);
+            await simulateThought(toolsRegistry, `CRITICAL: Insufficient funds in salary buffer! Dispatched partial paycheck of ₹${partial}.`);
           }
 
           const monthlyBurn = targetPaycheck * 2;
@@ -497,10 +497,10 @@ export async function runAgentLoop({
         }
       } else if (prompt.includes('manual') || prompt.includes('recall') || prompt.includes('Recall')) {
         // Manual recall yield
-        const amountMatch = prompt.match(/recall of \$?([0-9,]+(?:\.[0-9]{2})?)/i);
+        const amountMatch = prompt.match(/recall of [₹\$]?([0-9,]+(?:\.[0-9]{2})?)/i);
         const recallVal = amountMatch ? parseFloat(amountMatch[1].replace(/,/g, '')) : 0;
         
-        await simulateThought(toolsRegistry, `Executing manual recall of $${recallVal} from Ondo USDY yield pool...`);
+        await simulateThought(toolsRegistry, `Executing manual recall of ₹${recallVal} from Ondo USDY yield pool...`);
 
         if (toolsRegistry.getBalances && toolsRegistry.updateBalances && toolsRegistry.addTransaction && toolsRegistry.submitTreasuryEvaluation) {
           const balances = await toolsRegistry.getBalances();
@@ -517,7 +517,7 @@ export async function runAgentLoop({
               amount: actualRecall,
               description: 'Manual Ondo Yield Recall'
             });
-            await simulateThought(toolsRegistry, `Recalled $${actualRecall} to liquid checking buffer.`);
+            await simulateThought(toolsRegistry, `Recalled ₹${actualRecall} to liquid checking buffer.`);
           }
 
           await toolsRegistry.submitTreasuryEvaluation({
diff --git a/src/ai/treasury.js b/src/ai/treasury.js
index 5e662d2..20293e4 100644
--- a/src/ai/treasury.js
+++ b/src/ai/treasury.js
@@ -81,12 +81,12 @@ Call the database tools to inspect profile/balances, update balances, and log re
 You MUST submit your findings by calling the tool "submitTreasuryEvaluation".`;
 
     const prompt = `Please evaluate the runway status and check for paycheck cycles:
-Salary Buffer: $${salaryBuffer}
-Yield Pool: $${yieldPool}
-Reserve Floor: $${reserveFloor}
-Target Paycheck: $${targetPaycheck}
+Salary Buffer: ₹${salaryBuffer}
+Yield Pool: ₹${yieldPool}
+Reserve Floor: ₹${reserveFloor}
+Target Paycheck: ₹${targetPaycheck}
 Proposed Runway: ${runwayMonths} months
-Proposed Recall Amount: $${recallAmount} (Action Taken: ${actionTaken})`;
+Proposed Recall Amount: ₹${recallAmount} (Action Taken: ${actionTaken})`;
 
     await runAgentLoop({
       agentName: 'Treasury',
diff --git a/src/components/AgentChat.jsx b/src/components/AgentChat.jsx
index 63b5207..bbd3892 100644
--- a/src/components/AgentChat.jsx
+++ b/src/components/AgentChat.jsx
@@ -10,10 +10,10 @@ const AGENTS_METADATA = {
     colorBg: 'bg-blue-500/10 text-blue-600 border-blue-500/20',
     dotColor: 'bg-blue-500',
     capabilities: ['Expense Auditing', 'Tax Bracket Shoring', 'Write-Off Optimization'],
-    initialMsg: 'Hello! I am your Tax Accountant Agent. You can ask me to audit a receipt (e.g., "Audit receipt: AWS Hosting, Amount: $300") or evaluate your current progressive tax bracket status.',
+    initialMsg: 'Hello! I am your Tax Accountant Agent. You can ask me to audit a receipt (e.g., "Audit receipt: AWS Hosting, Amount: ₹300") or evaluate your current progressive tax bracket status.',
     suggestions: [
-      { label: 'Audit Receipt: AWS ($300)', prompt: 'Audit receipt: AWS Hosting, Amount: $300' },
-      { label: 'Audit Receipt: Staples ($45)', prompt: 'Audit receipt: Staples Paper, Amount: $45' },
+      { label: 'Audit Receipt: AWS (₹300)', prompt: 'Audit receipt: AWS Hosting, Amount: ₹300' },
+      { label: 'Audit Receipt: Staples (₹45)', prompt: 'Audit receipt: Staples Paper, Amount: ₹45' },
       { label: 'Check Tax Bracket Status', prompt: 'Run a progressive tax evaluation and check my current bracket' }
     ]
   },
@@ -26,10 +26,10 @@ const AGENTS_METADATA = {
     colorBg: 'bg-emerald-500/10 text-emerald-600 border-emerald-500/20',
     dotColor: 'bg-emerald-500',
     capabilities: ['Runway Stress-Testing', 'Yield Optimization', 'Reserve Shore-Up'],
-    initialMsg: 'Hi there! I am your Treasury Agent. I monitor cash runway and Ondo yield. You can ask me to stress-test your runway or recall funds (e.g., "Recall $5,000 from Ondo yield pool").',
+    initialMsg: 'Hi there! I am your Treasury Agent. I monitor cash runway and Ondo yield. You can ask me to stress-test your runway or recall funds (e.g., "Recall ₹5,000 from Ondo yield pool").',
     suggestions: [
       { label: 'Stress-Test Cash Runway', prompt: 'Stress-test my runway and cash buffers' },
-      { label: 'Recall $5,000 from Yield Pool', prompt: 'Recall $5,000 from Ondo yield pool' },
+      { label: 'Recall ₹5,000 from Yield Pool', prompt: 'Recall ₹5,000 from Ondo yield pool' },
       { label: 'Get Treasury Status', prompt: 'Summarize my current liquid buffers and yield allocations' }
     ]
   },
@@ -84,14 +84,14 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
         const lowerText = textToExecute.toLowerCase();
         if (lowerText.includes('audit') || lowerText.includes('receipt') || lowerText.includes('upload')) {
           let amount = null;
-          const amtMatch = textToExecute.match(/\$?([0-9]+(?:\.[0-9]{2})?)/);
+          const amtMatch = textToExecute.match(/[₹\$]?([0-9]+(?:\.[0-9]{2})?)/);
           if (amtMatch) amount = parseFloat(amtMatch[1]);
           
           const receiptText = textToExecute.replace(/audit|receipt|upload/gi, '').trim();
           const rec = await dbService.simulateReceiptUpload(receiptText || 'Generic business expense', amount);
           
           if (rec) {
-            finalResponse = `[Accountant Audit Result]\n\n• Amount: $${rec.amount.toFixed(2)}\n• Category: ${rec.category}\n• Write-off Eligible: ${rec.is_eligible_writeoff ? 'Yes (Released tax savings)' : 'No (Personal expense)'}\n• Analysis: ${rec.explanation}`;
+            finalResponse = `[Accountant Audit Result]\n\n• Amount: ₹${rec.amount.toFixed(2)}\n• Category: ${rec.category}\n• Write-off Eligible: ${rec.is_eligible_writeoff ? 'Yes (Released tax savings)' : 'No (Personal expense)'}\n• Analysis: ${rec.explanation}`;
           } else {
             finalResponse = 'Receipt audit processed. Check the transaction ledger for tax pool changes.';
           }
@@ -103,18 +103,18 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
           const res = await dbService.simulateInvoicePaid(0); 
           
           const updatedProfile = await dbService.getProfile();
-          finalResponse = `I have run a progressive tax evaluation.\n\n• Current marginal tax bracket: ${(updatedProfile.taxBracket * 100).toFixed(0)}%\n• Year-To-Date Income: $${updatedProfile.ytdIncome.toLocaleString()}\n\nAll progressive tax reserves are fully shored up in the Tax Pool account.`;
+          finalResponse = `I have run a progressive tax evaluation.\n\n• Current marginal tax bracket: ${(updatedProfile.taxBracket * 100).toFixed(0)}%\n• Year-To-Date Income: ₹${updatedProfile.ytdIncome.toLocaleString('en-IN')}\n\nAll progressive tax reserves are fully shored up in the Tax Pool account.`;
         }
 
       } else if (selectedAgent === 'treasury') {
         const lowerText = textToExecute.toLowerCase();
         if (lowerText.includes('recall') || lowerText.includes('withdraw') || lowerText.includes('transfer')) {
           let amount = 1000;
-          const amtMatch = textToExecute.match(/\$?([0-9,]+(?:\.[0-9]{2})?)/);
+          const amtMatch = textToExecute.match(/[₹\$]?([0-9,]+(?:\.[0-9]{2})?)/);
           if (amtMatch) amount = parseFloat(amtMatch[1].replace(/,/g, ''));
 
           await dbService.manualRecallYield(amount);
-          finalResponse = `Yield recall complete! Recalled $${amount.toLocaleString()} from Ondo USDY yield pool back to your liquid Salary Buffer.`;
+          finalResponse = `Yield recall complete! Recalled ₹${amount.toLocaleString('en-IN')} from Ondo USDY yield pool back to your liquid Salary Buffer.`;
 
         } else if (lowerText.includes('stress') || lowerText.includes('cancellation') || lowerText.includes('runway')) {
           await dbService.simulateClientCancellation();
@@ -124,7 +124,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
           const totalAvailable = (balances.salary_buffer || 0) + (balances.yield_pool || 0) + (balances.reserve_floor || 0);
           const runway = monthlyBurn > 0 ? (totalAvailable / monthlyBurn).toFixed(1) : '99.0';
           
-          finalResponse = `Treasury Runway Stress-Test complete:\n\n• Liquid Salary Buffer: $${balances.salary_buffer.toLocaleString()}\n• Reserve Floor Cushion: $${balances.reserve_floor.toLocaleString()}\n• Ondo USDY Yield Pool: $${balances.yield_pool.toLocaleString()}\n• Active Cash Runway: ${runway} months (burn rate of $${monthlyBurn.toLocaleString()}/mo).\n\nIf runway drops below paycheck requirements, I will automatically trigger yield recalls.`;
+          finalResponse = `Treasury Runway Stress-Test complete:\n\n• Liquid Salary Buffer: ₹${balances.salary_buffer.toLocaleString('en-IN')}\n• Reserve Floor Cushion: ₹${balances.reserve_floor.toLocaleString('en-IN')}\n• Ondo USDY Yield Pool: ₹${balances.yield_pool.toLocaleString('en-IN')}\n• Active Cash Runway: ${runway} months (burn rate of ₹${monthlyBurn.toLocaleString('en-IN')}/mo).\n\nIf runway drops below paycheck requirements, I will automatically trigger yield recalls.`;
         } else {
           const balances = await dbService.getBalances();
           const profile = await dbService.getProfile();
@@ -132,7 +132,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
           const totalAvailable = (balances.salary_buffer || 0) + (balances.yield_pool || 0) + (balances.reserve_floor || 0);
           const runway = monthlyBurn > 0 ? (totalAvailable / monthlyBurn).toFixed(1) : '99';
 
-          finalResponse = `Current Treasury Status:\n\n• Liquid Buffer: $${balances.salary_buffer.toLocaleString()}\n• Yield Pool: $${balances.yield_pool.toLocaleString()}\n• Cash Runway: ${runway} months.\n\nAll funds exceeding the salary cap have been routed to yield pools.`;
+          finalResponse = `Current Treasury Status:\n\n• Liquid Buffer: ₹${balances.salary_buffer.toLocaleString('en-IN')}\n• Yield Pool: ₹${balances.yield_pool.toLocaleString('en-IN')}\n• Cash Runway: ${runway} months.\n\nAll funds exceeding the salary cap have been routed to yield pools.`;
         }
 
       } else if (selectedAgent === 'invoice_sentinel') {
@@ -181,7 +181,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
 
     // 1. Accountant Receipt Audit Result
     if (text.includes('[Accountant Audit Result]')) {
-      const amountMatch = text.match(/• Amount:\s*\$?([0-9,.]+)/);
+      const amountMatch = text.match(/• Amount:\s*[₹\$]?([0-9,.]+)/);
       const categoryMatch = text.match(/• Category:\s*(.+)/);
       const writeoffMatch = text.match(/• Write-off Eligible:\s*([^\n]+)/);
       const analysisMatch = text.split('• Analysis:');
@@ -205,7 +205,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
               </div>
               <div className="text-right">
                 <span className="text-[9px] font-black uppercase tracking-widest text-slate-400">Audited Amount</span>
-                <div className="text-base font-black text-black mt-0.5">${amount}</div>
+                <div className="text-base font-black text-black mt-0.5">₹{amount}</div>
               </div>
             </div>
 
@@ -247,7 +247,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
     // 2. Tax Bracket Status Evaluation
     if (text.includes('progressive tax evaluation')) {
       const bracketMatch = text.match(/marginal tax bracket:\s*([0-9]+%)/);
-      const incomeMatch = text.match(/Year-To-Date Income:\s*\$?([0-9,.]+)/);
+      const incomeMatch = text.match(/Year-To-Date Income:\s*[₹\$]?([0-9,.]+)/);
       const bracket = bracketMatch ? bracketMatch[1] : '24%';
       const income = incomeMatch ? incomeMatch[1] : '0';
 
@@ -258,7 +258,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
             <div className="grid grid-cols-2 gap-4">
               <div className="p-3 bg-white rounded-xl border border-[#f1f3f5] shadow-[0_2px_8px_rgba(0,0,0,0.01)]">
                 <span className="text-[9px] font-black uppercase tracking-wider text-slate-400 block">YTD Self-Employment Income</span>
-                <span className="text-base font-black text-black block mt-0.5">${income}</span>
+                <span className="text-base font-black text-black block mt-0.5">₹{income}</span>
               </div>
               <div className="p-3 bg-white rounded-xl border border-[#f1f3f5] shadow-[0_2px_8px_rgba(0,0,0,0.01)]">
                 <span className="text-[9px] font-black uppercase tracking-wider text-slate-400 block">Current Marginal Bracket</span>
@@ -280,11 +280,11 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
                 <div className="w-[20%] bg-slate-300" title="32%+ Bracket"></div>
               </div>
               <div className="flex justify-between text-[8px] text-slate-400 font-mono">
-                <span>$0</span>
-                <span>$11k</span>
-                <span>$44k</span>
-                <span>$95k</span>
-                <span>$182k+</span>
+                <span>₹0</span>
+                <span>₹11k</span>
+                <span>₹44k</span>
+                <span>₹95k</span>
+                <span>₹182k+</span>
               </div>
             </div>
 
@@ -299,11 +299,11 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
     // 3. Treasury Runway Stress-Test complete or Current Status
     if (text.includes('Runway Stress-Test complete') || text.includes('Current Treasury Status')) {
       const isStress = text.includes('Runway Stress-Test complete');
-      const bufferMatch = text.match(/(?:Liquid Buffer|Liquid Salary Buffer):\s*\$?([0-9,.]+)/);
-      const floorMatch = text.match(/Reserve Floor Cushion:\s*\$?([0-9,.]+)/);
-      const yieldMatch = text.match(/(?:Yield Pool|Ondo USDY Yield Pool):\s*\$?([0-9,.]+)/);
+      const bufferMatch = text.match(/(?:Liquid Buffer|Liquid Salary Buffer):\s*[₹\$]?([0-9,.]+)/);
+      const floorMatch = text.match(/Reserve Floor Cushion:\s*[₹\$]?([0-9,.]+)/);
+      const yieldMatch = text.match(/(?:Yield Pool|Ondo USDY Yield Pool):\s*[₹\$]?([0-9,.]+)/);
       const runwayMatch = text.match(/(?:Active Cash Runway|Cash Runway):\s*([0-9.]+)\s*months/);
-      const burnMatch = text.match(/burn rate of\s*\$?([0-9,.]+)/);
+      const burnMatch = text.match(/burn rate of\s*[₹\$]?([0-9,.]+)/);
 
       const buffer = bufferMatch ? bufferMatch[1] : '0';
       const floor = floorMatch ? floorMatch[1] : null;
@@ -348,7 +348,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
               <div className="space-y-1">
                 <div className="flex justify-between text-[10px] font-bold">
                   <span className="text-slate-600">Salary Buffer Checking</span>
-                  <span className="text-black">${buffer}</span>
+                  <span className="text-black">₹{buffer}</span>
                 </div>
                 <div className="w-full bg-slate-200 h-1.5 rounded-full overflow-hidden">
                   <div className="bg-neutral-800 h-full rounded-full" style={{ width: '60%' }}></div>
@@ -360,7 +360,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
                 <div className="space-y-1">
                   <div className="flex justify-between text-[10px] font-bold">
                     <span className="text-slate-600">Checking Reserve Floor Cushion</span>
-                    <span className="text-black">${floor}</span>
+                    <span className="text-black">₹{floor}</span>
                   </div>
                   <div className="w-full bg-slate-200 h-1.5 rounded-full overflow-hidden">
                     <div className="bg-slate-600 h-full rounded-full" style={{ width: '40%' }}></div>
@@ -372,7 +372,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
               <div className="space-y-1">
                 <div className="flex justify-between text-[10px] font-bold">
                   <span className="text-slate-600">Ondo USDY Yield Pool</span>
-                  <span className="text-black">${yieldPool}</span>
+                  <span className="text-black">₹{yieldPool}</span>
                 </div>
                 <div className="w-full bg-slate-200 h-1.5 rounded-full overflow-hidden">
                   <div className="bg-emerald-500 h-full rounded-full" style={{ width: '35%' }}></div>
@@ -383,7 +383,7 @@ export default function AgentChat({ dbService, onTriggerReload, logs, setActiveT
             {burn && (
               <div className="border-t border-slate-200/60 pt-3 text-[9px] text-slate-400 font-bold uppercase tracking-wider flex justify-between">
                 <span>Monthly Burn Rate</span>
-                <span className="text-slate-700">${burn}/month</span>
+                <span className="text-slate-700">₹{burn}/month</span>
               </div>
             )}
           </div>
diff --git a/src/components/Dashboard.jsx b/src/components/Dashboard.jsx
index d1e1773..165db16 100644
--- a/src/components/Dashboard.jsx
+++ b/src/components/Dashboard.jsx
@@ -52,7 +52,7 @@ export default function Dashboard({ profile, balances, transactions, invoices, r
   const totalInvoicesCount = invoices.length;
 
   const formatCurrency = (val) =>
-    (val || 0).toLocaleString('en-US', { style: 'currency', currency: 'USD', minimumFractionDigits: 0, maximumFractionDigits: 0 });
+    (val || 0).toLocaleString('en-IN', { style: 'currency', currency: 'INR', minimumFractionDigits: 0, maximumFractionDigits: 0 });
 
   const getTxTypeStyle = (type) => {
     switch (type) {
@@ -85,7 +85,7 @@ export default function Dashboard({ profile, balances, transactions, invoices, r
       label: 'Revenue',
       value: formatCurrency(revenue),
       sub1: `Net ${formatCurrency(revenue)}`,
-      sub2: 'VAT $0',
+      sub2: 'GST ₹0',
       valueClass: 'text-[#111]',
     },
     {
diff --git a/src/components/Invoices.jsx b/src/components/Invoices.jsx
index 6849432..27803ef 100644
--- a/src/components/Invoices.jsx
+++ b/src/components/Invoices.jsx
@@ -49,7 +49,7 @@ export default function Invoices({ invoices, drafts, dbService, onTriggerReload
   });
 
   const formatCurrency = (val) =>
-    (val || 0).toLocaleString('en-US', { style: 'currency', currency: 'USD', minimumFractionDigits: 0, maximumFractionDigits: 0 });
+    (val || 0).toLocaleString('en-IN', { style: 'currency', currency: 'INR', minimumFractionDigits: 0, maximumFractionDigits: 0 });
 
   return (
     <div className="px-8 pt-8 pb-12 animate-fadeIn space-y-6">
@@ -85,9 +85,9 @@ export default function Invoices({ invoices, drafts, dbService, onTriggerReload
             </div>
 
             <div>
-              <label className="text-xs font-bold text-slate-800 block mb-1">Billing Amount ($)</label>
+              <label className="text-xs font-bold text-slate-800 block mb-1">Billing Amount (₹)</label>
               <div className="relative">
-                <span className="absolute left-3.5 top-2.5 text-slate-400 text-xs font-semibold">$</span>
+                <span className="absolute left-3.5 top-2.5 text-slate-400 text-xs font-semibold">₹</span>
                 <input
                   type="number"
                   required
diff --git a/src/components/MonthlyCardDeck.jsx b/src/components/MonthlyCardDeck.jsx
index 3a66152..7471c71 100644
--- a/src/components/MonthlyCardDeck.jsx
+++ b/src/components/MonthlyCardDeck.jsx
@@ -59,7 +59,7 @@ export default function MonthlyCardDeck() {
         const isActive = selectedIdx === idx;
         const isNegative = card.profit < 0;
         const profitString =
-          (isNegative ? '−' : '') + '$' + Math.abs(card.profit).toLocaleString('en-US', { minimumFractionDigits: 0 });
+          (isNegative ? '−' : '') + '₹' + Math.abs(card.profit).toLocaleString('en-IN', { minimumFractionDigits: 0 });
 
         return (
           <div
@@ -140,11 +140,11 @@ export default function MonthlyCardDeck() {
             <div className="flex gap-4 text-[10px] font-bold uppercase text-[#9ca3af] mb-4">
               <div className="flex items-center gap-1.5">
                 <span className="w-2 h-2 rounded-full bg-[#10b981] inline-block shrink-0"></span>
-                <span>Revenue <strong className="text-[#111] font-black">${card.revenue.toLocaleString('en-US')}</strong></span>
+                <span>Revenue <strong className="text-[#111] font-black">₹{card.revenue.toLocaleString('en-IN')}</strong></span>
               </div>
               <div className="flex items-center gap-1.5">
                 <span className="w-2 h-2 rounded-full bg-[#ef4444] inline-block shrink-0"></span>
-                <span>Expenses <strong className="text-[#111] font-black">${card.expenses.toLocaleString('en-US')}</strong></span>
+                <span>Expenses <strong className="text-[#111] font-black">₹{card.expenses.toLocaleString('en-IN')}</strong></span>
               </div>
             </div>
 
diff --git a/src/components/Simulator.jsx b/src/components/Simulator.jsx
index 9d9843b..1005636 100644
--- a/src/components/Simulator.jsx
+++ b/src/components/Simulator.jsx
@@ -16,13 +16,13 @@ export default function Simulator({ dbService, onTriggerReload, invoices, drafts
 
   const handleInvoicePaid = async (amount) => {
     await dbService.simulateInvoicePaid(Number(amount));
-    triggerFeedback(`Simulated invoice payment of $${amount} received!`);
+    triggerFeedback(`Simulated invoice payment of ₹${amount} received!`);
     onTriggerReload();
   };
 
   const handleMilestonePaid = async (amount) => {
     await dbService.simulateMilestonePaid(Number(amount));
-    triggerFeedback(`Simulated milestone payout of $${amount} received!`);
+    triggerFeedback(`Simulated milestone payout of ₹${amount} received!`);
     onTriggerReload();
   };
 
@@ -55,7 +55,7 @@ export default function Simulator({ dbService, onTriggerReload, invoices, drafts
 
   const handleRecallYield = async (amount) => {
     await dbService.manualRecallYield(Number(amount));
-    triggerFeedback(`Recalled $${amount} from Ondo yield pool to liquid buffer!`);
+    triggerFeedback(`Recalled ₹${amount} from Ondo yield pool to liquid buffer!`);
     setRecallAmount('');
     onTriggerReload();
   };
@@ -106,13 +106,13 @@ export default function Simulator({ dbService, onTriggerReload, invoices, drafts
                 onClick={() => handleInvoicePaid(10000)}
                 className="flex-1 bg-cardLight hover:bg-cardLight/80 text-white text-xs font-semibold py-2 px-3 rounded border border-border/80 transition-colors"
               >
-                + $10,000 Invoice Paid
+                + ₹10,000 Invoice Paid
               </button>
               <button 
                 onClick={() => handleMilestonePaid(25000)}
                 className="flex-1 bg-cardLight hover:bg-cardLight/80 text-white text-xs font-semibold py-2 px-3 rounded border border-border/80 transition-colors"
               >
-                + $25,000 Milestone Paid
+                + ₹25,000 Milestone Paid
               </button>
             </div>
 
@@ -176,7 +176,7 @@ export default function Simulator({ dbService, onTriggerReload, invoices, drafts
                         <span className="text-muted block text-[10px]">Due Date: {inv.due_date} ({inv.status})</span>
                       </div>
                       <div className="flex items-center gap-3">
-                        <span className="font-bold text-success">${inv.amount.toLocaleString()}</span>
+                        <span className="font-bold text-success">₹{inv.amount.toLocaleString('en-IN')}</span>
                         <button
                           onClick={() => handlePayInvoice(inv.id)}
                           className="bg-emerald-600 hover:bg-emerald-500 text-white text-[10px] font-bold px-2.5 py-1.5 rounded transition-colors"
@@ -211,31 +211,31 @@ export default function Simulator({ dbService, onTriggerReload, invoices, drafts
               <label className="text-[10px] uppercase font-bold text-muted block">Quick Receipt Presets</label>
               <div className="grid grid-cols-1 sm:grid-cols-2 gap-2">
                 <button
-                  onClick={() => handleReceiptUpload("AWS cloud infrastructure billing invoice, Amount: $300.00", 300)}
+                  onClick={() => handleReceiptUpload("AWS cloud infrastructure billing invoice, Amount: ₹300.00", 300)}
                   className="bg-cardLight hover:bg-cardLight/80 text-left text-xs p-2 rounded border border-border/80 text-gray-200"
                 >
-                  <span className="font-semibold block text-accent">AWS Hosting ($300)</span>
+                  <span className="font-semibold block text-accent">AWS Hosting (₹300)</span>
                   <span className="text-[10px] text-muted">Software write-off (24% savings)</span>
                 </button>
                 <button
-                  onClick={() => handleReceiptUpload("Uber taxi ride to client consulting meeting, Amount: $150.00", 150)}
+                  onClick={() => handleReceiptUpload("Uber taxi ride to client consulting meeting, Amount: ₹150.00", 150)}
                   className="bg-cardLight hover:bg-cardLight/80 text-left text-xs p-2 rounded border border-border/80 text-gray-200"
                 >
-                  <span className="font-semibold block text-accent">Uber Taxi ride ($150)</span>
+                  <span className="font-semibold block text-accent">Uber Taxi ride (₹150)</span>
                   <span className="text-[10px] text-muted">Travel write-off (24% savings)</span>
                 </button>
                 <button
-                  onClick={() => handleReceiptUpload("Restaurant lunch with client at Starbucks, Amount: $45.00", 45)}
+                  onClick={() => handleReceiptUpload("Restaurant lunch with client at Starbucks, Amount: ₹45.00", 45)}
                   className="bg-cardLight hover:bg-cardLight/80 text-left text-xs p-2 rounded border border-border/80 text-gray-200"
                 >
-                  <span className="font-semibold block text-accent">Client Lunch ($45)</span>
+                  <span className="font-semibold block text-accent">Client Lunch (₹45)</span>
                   <span className="text-[10px] text-muted">Meal write-off (24% savings)</span>
                 </button>
                 <button
-                  onClick={() => handleReceiptUpload("Personal movie tickets, Netflix, groceries, Amount: $60.00", 60)}
+                  onClick={() => handleReceiptUpload("Personal movie tickets, Netflix, groceries, Amount: ₹60.00", 60)}
                   className="bg-cardLight hover:bg-cardLight/80 text-left text-xs p-2 rounded border border-border/80 text-gray-200"
                 >
-                  <span className="font-semibold block text-danger">Personal Expense ($60)</span>
+                  <span className="font-semibold block text-danger">Personal Expense (₹60)</span>
                   <span className="text-[10px] text-muted">Non-eligible (0% savings)</span>
                 </button>
               </div>
@@ -255,7 +255,7 @@ export default function Simulator({ dbService, onTriggerReload, invoices, drafts
                 <div className="flex gap-2">
                   <input
                     type="number"
-                    placeholder="Amount ($)"
+                    placeholder="Amount (₹)"
                     value={customReceiptAmount}
                     onChange={(e) => setCustomReceiptAmount(e.target.value)}
                     className="flex-1 bg-background text-white text-xs px-3 py-2 rounded border border-border focus:outline-none focus:border-accent"
@@ -345,7 +345,7 @@ export default function Simulator({ dbService, onTriggerReload, invoices, drafts
               <div className="flex gap-2">
                 <input
                   type="number"
-                  placeholder="Recall amount ($)"
+                  placeholder="Recall amount (₹)"
                   value={recallAmount}
                   onChange={(e) => setRecallAmount(e.target.value)}
                   className="flex-1 bg-background text-white text-xs px-3 py-2 rounded border border-border focus:outline-none focus:border-accent"
diff --git a/src/utils/dbService.js b/src/utils/dbService.js
index 93be6de..ab5fb70 100644
--- a/src/utils/dbService.js
+++ b/src/utils/dbService.js
@@ -54,27 +54,27 @@ const DEFAULT_TRANSACTIONS = [
 ];
 
 const DEFAULT_LOGS = [
-  { agent: 'treasury', message: 'Treasury Agent initialized. Salary buffer floor set to $5,000, target paycheck set to $3,500.', created_at: '2026-04-01T00:01:00Z' },
-  { agent: 'treasury', message: 'Detected incoming deposit of $8,000.00 from Acme Corp Invoice #101.', created_at: '2026-04-03T10:00:00Z' },
-  { agent: 'accountant', message: 'Tax Accountant Agent computed 22% tax allocation ($1,760.00) from Acme Corp deposit.', created_at: '2026-04-03T10:01:00Z' },
-  { agent: 'treasury', message: 'OmniFlow routing: Allocated $1,760.00 to Tax Pool, $6,240.00 to Salary Buffer.', created_at: '2026-04-03T10:02:00Z' },
-  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of $3,500.00 to personal spending account.', created_at: '2026-04-10T09:00:00Z' },
-  { agent: 'accountant', message: 'Tax Accountant Agent audited receipt: $150.00 for Ergonomic office chair. Approved as eligible business write-off.', created_at: '2026-04-15T14:30:00Z' },
-  { agent: 'accountant', message: 'Released $33.00 (22% of $150.00) from Tax Pool back to Salary Buffer.', created_at: '2026-04-15T14:35:00Z' },
-  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of $3,500.00 to personal spending account.', created_at: '2026-04-24T09:00:00Z' },
-  { agent: 'treasury', message: 'Detected incoming deposit of $15,000.00 from Wayne Enterprises Invoice #102.', created_at: '2026-05-02T11:00:00Z' },
-  { agent: 'accountant', message: 'Tax Accountant Agent computed 22% tax allocation ($3,300.00) from Wayne Enterprises deposit.', created_at: '2026-05-02T11:01:00Z' },
-  { agent: 'treasury', message: 'OmniFlow routing: Allocated $3,300.00 to Tax Pool, $11,700.00 to Salary Buffer.', created_at: '2026-05-02T11:02:00Z' },
-  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of $3,500.00 to personal spending account.', created_at: '2026-05-08T09:00:00Z' },
-  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of $3,500.00 to personal spending account.', created_at: '2026-05-22T09:00:00Z' },
-  { agent: 'treasury', message: 'Detected incoming deposit of $18,000.00 from Stark Industries Invoice #103.', created_at: '2026-05-25T15:00:00Z' },
-  { agent: 'accountant', message: 'Tax Accountant Agent computed 22% tax allocation ($3,960.00) from Stark Industries deposit.', created_at: '2026-05-25T15:01:00Z' },
-  { agent: 'treasury', message: 'OmniFlow routing: Allocated $3,960.00 to Tax Pool, $12,027.00 to Salary Buffer (filled to cap), and routed remaining $2,013.00 to Ondo USDY Yield Pool.', created_at: '2026-05-25T15:02:00Z' },
-  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of $3,500.00 to personal spending account.', created_at: '2026-06-05T09:00:00Z' },
-  { agent: 'accountant', message: 'Tax Accountant Agent detected YTD income ($71,000.00) crossed threshold. Tax bracket increased from 22% to 24%. Calculated retroactive shortfall of $820.00.', created_at: '2026-06-12T10:29:00Z' },
-  { agent: 'treasury', message: 'Detected incoming deposit of $30,000.00 from Stark Industries Milestone #2.', created_at: '2026-06-12T10:30:00Z' },
-  { agent: 'treasury', message: 'OmniFlow routing: Allocated $8,020.00 to Tax Pool (24% of $30k + $820.00 adjustment), $3,500.00 to Salary Buffer (filled to cap), and routed remaining $18,480.00 to Ondo USDY Yield Pool.', created_at: '2026-06-12T10:32:00Z' },
-  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of $3,500.00 to personal spending account.', created_at: '2026-06-19T09:00:00Z' },
+  { agent: 'treasury', message: 'Treasury Agent initialized. Salary buffer floor set to ₹5,000, target paycheck set to ₹3,500.', created_at: '2026-04-01T00:01:00Z' },
+  { agent: 'treasury', message: 'Detected incoming deposit of ₹8,000.00 from Acme Corp Invoice #101.', created_at: '2026-04-03T10:00:00Z' },
+  { agent: 'accountant', message: 'Tax Accountant Agent computed 22% tax allocation (₹1,760.00) from Acme Corp deposit.', created_at: '2026-04-03T10:01:00Z' },
+  { agent: 'treasury', message: 'OmniFlow routing: Allocated ₹1,760.00 to Tax Pool, ₹6,240.00 to Salary Buffer.', created_at: '2026-04-03T10:02:00Z' },
+  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of ₹3,500.00 to personal spending account.', created_at: '2026-04-10T09:00:00Z' },
+  { agent: 'accountant', message: 'Tax Accountant Agent audited receipt: ₹150.00 for Ergonomic office chair. Approved as eligible business write-off.', created_at: '2026-04-15T14:30:00Z' },
+  { agent: 'accountant', message: 'Released ₹33.00 (22% of ₹150.00) from Tax Pool back to Salary Buffer.', created_at: '2026-04-15T14:35:00Z' },
+  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of ₹3,500.00 to personal spending account.', created_at: '2026-04-24T09:00:00Z' },
+  { agent: 'treasury', message: 'Detected incoming deposit of ₹15,000.00 from Wayne Enterprises Invoice #102.', created_at: '2026-05-02T11:00:00Z' },
+  { agent: 'accountant', message: 'Tax Accountant Agent computed 22% tax allocation (₹3,300.00) from Wayne Enterprises deposit.', created_at: '2026-05-02T11:01:00Z' },
+  { agent: 'treasury', message: 'OmniFlow routing: Allocated ₹3,300.00 to Tax Pool, ₹11,700.00 to Salary Buffer.', created_at: '2026-05-02T11:02:00Z' },
+  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of ₹3,500.00 to personal spending account.', created_at: '2026-05-08T09:00:00Z' },
+  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of ₹3,500.00 to personal spending account.', created_at: '2026-05-22T09:00:00Z' },
+  { agent: 'treasury', message: 'Detected incoming deposit of ₹18,000.00 from Stark Industries Invoice #103.', created_at: '2026-05-25T15:00:00Z' },
+  { agent: 'accountant', message: 'Tax Accountant Agent computed 22% tax allocation (₹3,960.00) from Stark Industries deposit.', created_at: '2026-05-25T15:01:00Z' },
+  { agent: 'treasury', message: 'OmniFlow routing: Allocated ₹3,960.00 to Tax Pool, ₹12,027.00 to Salary Buffer (filled to cap), and routed remaining ₹2,013.00 to Ondo USDY Yield Pool.', created_at: '2026-05-25T15:02:00Z' },
+  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of ₹3,500.00 to personal spending account.', created_at: '2026-06-05T09:00:00Z' },
+  { agent: 'accountant', message: 'Tax Accountant Agent detected YTD income (₹71,000.00) crossed threshold. Tax bracket increased from 22% to 24%. Calculated retroactive shortfall of ₹820.00.', created_at: '2026-06-12T10:29:00Z' },
+  { agent: 'treasury', message: 'Detected incoming deposit of ₹30,000.00 from Stark Industries Milestone #2.', created_at: '2026-06-12T10:30:00Z' },
+  { agent: 'treasury', message: 'OmniFlow routing: Allocated ₹8,020.00 to Tax Pool (24% of ₹30k + ₹820.00 adjustment), ₹3,500.00 to Salary Buffer (filled to cap), and routed remaining ₹18,480.00 to Ondo USDY Yield Pool.', created_at: '2026-06-12T10:32:00Z' },
+  { agent: 'treasury', message: 'Treasury Agent dispatched bi-weekly salary of ₹3,500.00 to personal spending account.', created_at: '2026-06-19T09:00:00Z' },
   { agent: 'invoice_sentinel', message: 'Invoice Sentinel scanned LexCorp Invoice #i0000005. Overdue by 19 days. Drafted urgent follow-up reminder email.', created_at: '2026-06-20T18:00:00Z' }
 ];
 
diff --git a/src/utils/supabaseClient.js b/src/utils/supabaseClient.js
index cbe49be..65c4c2a 100644
--- a/src/utils/supabaseClient.js
+++ b/src/utils/supabaseClient.js
@@ -10,7 +10,6 @@ if (!supabaseUrl || !supabaseAnonKey) {
   );
 }
 
-export const supabase = createClient(
-  supabaseUrl || '',
-  supabaseAnonKey || ''
-);
+export const supabase = (supabaseUrl && supabaseAnonKey)
+  ? createClient(supabaseUrl, supabaseAnonKey)
+  : null;